20848 Cedar Bluff Pl, Land O Lakes, FL 34638 Property Records

Pasco County property record for 20848 Cedar Bluff Pl, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,181 sqft · built 2006
Lot Size	0.203 acres (8,855 sqft)
Owner	2 Company Names on Record
Last Sale	$418,490 (Apr 2006)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Apr 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-26-18-0090-01000-0270`

Property Details

APN / Parcel Number

Primary APN	`14-26-18-0090-01000-0270`
Alternative APNs	`1826140090010000270` `0991808`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,181 sqft Living Area
Gross Area	3,801 sqft
1st Floor Area	2,758 sqft
Upper Floors Area	423 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,855 sqft (0.203 acres)
Garage Type	Attached
Garage Area	620 sqft
Driveway	Concrete Driveway
Driveway Area	859 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Open Porch
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20848 CEDAR BLUFF PL
City	LAND O LAKES
State	FL
Zip	34638-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	LAKE TALIA PHASE 1 PB 52 PG 001 BLOCK 10 LOT 27 OR 6931 PG 1383
Legal Range	18E
Legal Township	26S
Legal Section	14
Legal Subdivision	LAKE TALIA
Legal Tract	90
Legal Block	10
Legal Lot Number	27
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1020
Census Tract	32001

Owner

Source: Pasco County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20848 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3711
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2006 · Amount on Record
Deed Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	200673341
Deed Book / Page	6931 / 1383
Last Transfer Date	Mar 26, 2026
Transfer Doc	0113963857
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Apr 8, 2026
Property Address	20848 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3711
Document Number	0113963857
Book / Page	11396 / 3857
Instrument Date	Mar 26, 2026
Instrument	202663760
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20848 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3711

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,390 (+2.9%)	$543,851 (-0.93%) Land $98,556 Building $445,295
2025	$4,406.00 (+2.42%) Homeowner's exemption	$282,210 (+5.98%) Land $98,556 Building $183,654	$548,968 (+6.32%) Land $98,556 Building $450,412
2024	$4,302.00 (+3.74%)
2023	$4,147.00 (+10.73%) Additional exemption filed	$266,280 (+3%) Land $78,190 Building $188,090	$516,313 (+10.68%) Land $78,190 Building $438,123
2022	$3,745.00 Homeowner's exemption	$258,530 Land $65,173 Building $193,357	$466,501 Land $65,173 Building $401,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	18 (1992–2024)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20