20918 Cedar Bluff Pl, Land O Lakes, FL 34638 Property Records

Pasco County property record for 20918 Cedar Bluff Pl, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,181 sqft · built 2006
Lot Size	0.203 acres (8,855 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Feb 2012)
Tax Bill	$4,167 (2025)
Flood Zone	Zone X (minimal risk)
APN	`14-26-18-0090-01000-0300`

Property Details

APN / Parcel Number

Primary APN	`14-26-18-0090-01000-0300`
Alternative APNs	`1826140090010000300` `0991811`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,181 sqft Living Area
Gross Area	3,801 sqft
1st Floor Area	2,758 sqft
Upper Floors Area	423 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,855 sqft (0.203 acres)
Garage Type	Attached
Garage Area	620 sqft
Driveway	Concrete Driveway
Driveway Area	879 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	485 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20918 CEDAR BLUFF PL
City	LAND O LAKES
State	FL
Zip	34638-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	LAKE TALIA PHASE 1 PB 52 PG 001 BLOCK 10 LOT 30 OR 8661 PG 3982 OR 9261 PG 443
Legal Range	18E
Legal Township	26S
Legal Section	14
Legal Subdivision	LAKE TALIA
Legal Tract	90
Legal Block	10
Legal Lot Number	30
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1020
Census Tract	32001

Owner

20918 Cedar Bluff Pl is owned and occupied by an individual who acquired it in September 2015.

Source: Pasco County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	20918 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2012 · Amount on File
Deed Sale	Feb 27, 2012 · Amount on File
Prior Sale	Feb 13, 2012
Deed Document Number	201231493
Deed Book / Page	8661 / 3982
Last Transfer Date	Sep 15, 2015
Transfer Doc	0092610443
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20918 Cedar Bluff Pl was $4,167 with a homeowner's exemption, up 2.4% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,650 (+2.9%)	$535,383 (-0.79%) Land $98,556 Building $436,827
2025	$4,167.00 (+2.36%) Homeowner's exemption	$263,030 Land $98,556 Building $164,474	$539,648 Land $98,556 Building $441,092
2024	$4,071.00 (+3.69%)
2023	$3,926.00 (+10.65%) Additional exemption filed	$248,180 (+3%) Land $78,190 Building $169,990	$505,411 (+11.24%) Land $78,190 Building $427,221
2022	$3,548.00 Homeowner's exemption	$240,960 Land $65,173 Building $175,787	$454,361 Land $65,173 Building $389,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20918 Cedar Bluff Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	18 (1992–2024)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20918 Cedar Bluff Pl is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20