Pasco County property record for 20840 Cedar Bluff Pl, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,298 sqft · built 2006 |
| Lot Size | 0.213 acres (9,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jan 2014) |
| Tax Bill | $4,467 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-18-0090-01000-0260 |
| Primary APN | 14-26-18-0090-01000-0260 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 3,255 sqft |
| 1st Floor Area | 2,298 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,307 sqft (0.213 acres) |
| Garage Area | 684 sqft |
| Driveway | Driveway |
| Driveway Area | 859 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 365 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 273 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0991807 |
|---|---|
| Street Address | 20840 CEDAR BLUFF PL |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | LAKE TALIA PHASE 1 PB 52 PG 001 BLOCK 10 LOT 26 OR 8982 PG 3663 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | LAKE TALIA |
| Legal Phase | 1 |
| Legal Tract | 90 |
| Legal Block | 10 |
| Legal Lot Number | 26 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 32001 |
20840 Cedar Bluff Pl is owned and occupied by two individuals who bought it in January 2014.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20840 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2014 · Amount on File |
| Deed Sale | Jan 16, 2014 · Amount on File |
| Prior Sale | Apr 20, 2006 · Amount on File |
| Deed Document Number | 2014007238 |
| Deed Book / Page | 8982 / 3663 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 20840 Cedar Bluff Pl was $4,467 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 Homeowner's exemption | $280,850 Land $100,391 Building $180,459 | $444,866 Land $100,391 Building $344,475 |
| 2023 | $4,195.00 (+10.66%) Additional exemption filed | $264,120 (+3%) Land $79,691 Building $184,429 | $414,302 (+10.9%) Land $79,691 Building $334,611 |
| 2022 | $3,791.00 Homeowner's exemption | $256,430 Land $66,461 Building $189,969 | $373,584 Land $66,461 Building $307,123 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20840 Cedar Bluff Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 18 (1992–2024) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20840 Cedar Bluff Pl is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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