Cabarrus County property record for 2090 Topaz Plz, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,896 sqft · built 2013 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2014) |
| Tax Bill | $5,341 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0105.000000 |
| Primary APN | 03014E0105.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,896 sqft Living Area |
| Gross Area | 4,865 sqft |
| 1st Floor Area | 1,601 sqft |
| Upper Floors Area | 1,627 sqft |
| Attic | Attic |
| Attic Area | 668 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 13,721 sqft (0.315 acres) |
| Lot Dimensions | 154 ft deep x 90 ft wide |
| Garage Type | Mixed |
| Garage Area | 619 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 750 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 155 sqft |
| Deck Area | 150 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 96353 |
|---|---|
| Street Address | 2090 TOPAZ PLZ |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 105 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD AT ROCKY RIVER |
| Legal Lot Number | 105 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41301 |
2090 Topaz Plz is owned and occupied by two individuals who bought it in August 2014.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2090 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 6, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2014 · Amount on File |
| Deed Sale | Aug 14, 2014 · Amount on File |
| Deed Book / Page | 11073 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2090 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15444135 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 15444/135 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2090 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Document Number | 14241256 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2090 TOPAZ PLZ DAVIDSON NC 280367648, DAVIDSON, NC 28036-7648 |
| Document Number | 14241256 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 014241/000256 |
| Instrument | 17766 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 10, 2045 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,230 Land $114,000 Building $519,230 | ||
| 2024 | $633,230 (+59.1%) Land $114,000 Building $519,230 | ||
| 2023 | $5,341.00 | $398,000 Land $75,000 Building $323,000 | $398,000 Land $75,000 Building $323,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2090 Topaz Plz in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2090 Topaz Plz is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022 |
|---|---|
| Water Source | Purchased surface water from CITY OF CONCORD |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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