2066 Topaz Plz, Davidson, NC 28036 Property Records

Cabarrus County property record for 2066 Topaz Plz, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details8 bd · 7 ba · 4,411 sqft · built 2016
Lot Size0.295 acres (12,850 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (May 2016)
Tax Bill$6,821 (2023)
Deeds & MortgagesJun 2026 Mortgage
Jun 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03014E0101.000000

Property Details

APN / Parcel Number

Primary APN03014E0101.000000
Alternative APNs
  • 4672 74 8682
  • 108765

Interior

Bedrooms8 Beds
Full Baths7 Baths
Stories2 Stories
Building Area4,411 sqft Living Area
Gross Area7,354 sqft
1st Floor Area1,658 sqft
Upper Floors Area1,914 sqft
AtticAttic
Attic Area839 sqft
Basement Area1,658 sqft
Finished Basement1,658 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,850 sqft (0.295 acres)
Lot Dimensions142 ft deep x 85 ft wide
Garage TypeMixed
Garage Area692 sqft
DrivewayConcrete Driveway
Driveway Area1,152 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area271 sqft
Deck Area192 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number108765
Street Address2066 TOPAZ PLZ
CityDAVIDSON
StateNC
Zip28036-7648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 101 WATERFORD ON THE ROCKY RIVER
Legal SubdivisionWATERFORD AT ROCKY RIVER
Legal Lot Number101
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1036
Census Tract41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2066 TOPAZ PLZ, DAVIDSON, NC 28036-7648
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
GLOBAL EQUITY FINANCIAL
Jun 18, 2020Deed of Trust, Mortgage · Line of Credit
MISCELLANEOUS GOVT AGCY
Sep 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
ALLEGACY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2016 · Amount on Record
Deed SaleMay 24, 2016 · Amount on Record
Deed Document Number201611934-0025
Deed Book / Page11934 / 25
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateJun 24, 2026
Property Address2066 TOPAZ PLZ, DAVIDSON, NC 28036-7648
Document Number0000015003
Book / Page18053 / 263
Instrument DateJun 18, 2026
Instrument202615003
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2066 TOPAZ PLZ, DAVIDSON, NC 28036-7648

Mortgage

Document Number0000015003,
DateJun 24, 2026
Book Page18053/263
Instrument202615003
Lender
NameGLOBAL EQUITY FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2066 TOPAZ PLZ, DAVIDSON, NC 28036-7648
Document Number14323259
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2066 TOPAZ PLZ DAVIDSON NC 280367648, DAVIDSON, NC 28036-7648

Mortgage

Document Number14323259
DateJul 13, 2020
Book Page014323/000259
Instrument22015
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPO BOX 26043, WINSTON SALEM, NC 27114-6043
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 12, 2050
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2066 TOPAZ PLZ, DAVIDSON, NC 28036-7648
Document Number13211124
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2066 TOPAZ PLZ DAVIDSON NC 280367648, DAVIDSON, NC 28036-7648

Mortgage

Document Number13211124
DateOct 2, 2018
Book Page013211/000124
Instrument24798
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114-6043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$828,680 (-) Land $114,000 Building $714,680
2025$828,680 (+66.44%) Land $114,000 Building $714,680
2024$828,680 (+66.44%) Land $114,000 Building $714,680
2023$6,821.00$497,880 Land $75,000 Building $422,880$497,880 Land $75,000 Building $422,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHILOH CHURCH ROAD S/D
serves 3,102 people · EPA ID NC2013022
Water SourcePurchased surface water from CITY OF CONCORD
Last State InspectionMay 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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