2083 Topaz Plz, Davidson, NC 28036 Property Records

Cabarrus County property record for 2083 Topaz Plz, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,666 sqft · built 2014
Lot Size0.316 acres (13,765 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Sep 2026)
Tax Bill$5,184 (2023)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03014E0107.000000

Property Details

APN / Parcel Number

Primary APN03014E0107.000000
Alternative APNs
  • 4672 74 6852
  • 98193

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,666 sqft Living Area
Gross Area4,378 sqft
1st Floor Area1,681 sqft
Upper Floors Area1,985 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area13,765 sqft (0.316 acres)
Lot Dimensions151 ft deep x 84 ft wide
Garage TypeMixed
Garage Area464 sqft
DrivewayConcrete Driveway
Driveway Area700 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number98193
Street Address2083 TOPAZ PLZ
CityDAVIDSON
StateNC
Zip28036-7648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 107 WATERFORD ON THE ROCKY RIVER
Legal SubdivisionWATERFORD AT ROCKY RIVER
Legal Lot Number107
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1026
Census Tract41301

Owner

Source: Cabarrus County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2083 TOPAZ PLZ, DAVIDSON, NC 28036-7648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Warranty Deed, Transfer · Conventional Mortgage
LOAN STORE
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2026 · Amount on File
Deed SaleSep 30, 2026 · Amount on File
Prior SaleDec 5, 2014 · Amount on File
Deed Document Number202623142
Deed Book / Page18190 / 92
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 30, 2026
Property Address2083 TOPAZ PLZ, DAVIDSON, NC 28036-7648
Document Number0000023142
Book / Page18190 / 92
Instrument DateSep 30, 2026
Instrument202623142
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$132,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2083 TOPAZ PLZ, DAVIDSON, NC 28036-7648

Mortgage

Document Number0000023143,
DateSep 30, 2026
Book Page18190/94
Instrument202623143
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2083 TOPAZ PLZ, DAVIDSON, NC 28036-7648
Document Number14409222
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2083 TOPAZ PLZ DAVIDSON NC 280367648, DAVIDSON, NC 28036-7648

Mortgage

Document Number14409222
DateAug 13, 2020
Book Page014409/000222
Instrument26527
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 12, 2035

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$605,170 (+60.95%) Land $114,000 Building $491,170
2024$605,170 (+60.95%) Land $114,000 Building $491,170
2023$5,184.00$376,010 Land $75,000 Building $301,010$376,010 Land $75,000 Building $301,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHILOH CHURCH ROAD S/D
serves 3,102 people · EPA ID NC2013022
Water SourcePurchased surface water from CITY OF CONCORD
Last State InspectionMay 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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