Cabarrus County property record for 2072 Topaz Plz, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,706 sqft · built 2014 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $418,500 (Mar 2019) |
| Tax Bill | $5,722 (2023) |
| Deeds & Mortgages | Aug 2017 Second Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0102.000000 |
| Primary APN | 03014E0102.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,453 sqft Living Area |
| Gross Area | 5,848 sqft |
| 1st Floor Area | 1,720 sqft |
| Upper Floors Area | 1,986 sqft |
| Attic | Attic |
| Attic Area | 747 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 138 ft deep x 91 ft wide |
| Garage Type | Mixed |
| Garage Area | 695 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 240 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 129188 |
|---|---|
| Street Address | 2072 TOPAZ PLZ |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 102 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD AT ROCKY RIVER |
| Legal Lot Number | 102 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2072 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 21, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWPORT NEWS SHIPUBIDING EMPLOYEES CU |
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NOVA CU |
| Mar 18, 2019 | Warranty Deed, Transfer · Conventional with PMI NOVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on Record |
| Deed Sale | Mar 18, 2019 · Amount on Record |
| Prior Sale | Nov 7, 2014 · Amount on Record |
| Deed Book / Page | 13418 / 89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2072 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012637292 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 12637/0292 |
| Instrument | 12637-0292 |
| Name | NEWPORT NEWS SHIPUBIDING EMPLOYEES CU |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT NEWS, VA 23607 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 16, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2072 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015844185 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 15844/185 |
| Name | NOVA CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 18, 2019 |
| Property Address | 2072 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Document Number | 1341889 |
| Book / Page | 013418 / 000089 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 6129 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | GPS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $837.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2072 TOPAZ PLZ DAVIDSON NC 280367648, DAVIDSON, NC 28036-7648 |
| Document Number | 1341891 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 013418/000091 |
| Instrument | 6130 |
| Name | NOVA CU |
|---|---|
| Address | CHARLOTTE, NC 28208 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $700,370 (+67.69%) Land $114,000 Building $586,370 | ||
| 2024 | $700,370 (+67.69%) Land $114,000 Building $586,370 | ||
| 2023 | $5,722.00 | $417,660 Land $75,000 Building $342,660 | $417,660 Land $75,000 Building $342,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022 |
|---|---|
| Water Source | Purchased surface water from CITY OF CONCORD |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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