204 Summit Ridge Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 204 Summit Ridge Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3,968 sqft · built 1985
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$363,200 (Sep 2021)
Tax Bill	$7,592 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`4790000A0009000R`

Property Details

APN / Parcel Number

Primary APN	`4790000A0009000R`
Alternative APNs	`R21045` `21045`

Interior

Stories	1 Story
Building Area	3,968 sqft Living Area
Gross Area	4,474 sqft
1st Floor Area	3,968 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	510 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	204 SUMMIT RIDGE DR
City	ROCKWALL
State	TX
Zip	75087-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	RIDGE ROAD VILLAGE, BLOCK A, LOT 9
Legal Subdivision	RIDGE ROAD VILLAGE
Legal Block	A
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1025
Census Tract	40303

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Sep 1, 2021	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2020	Warranty Deed, Transfer OTHER
Oct 11, 2019	Vendor's Lien, Transfer · Construction Mortgage EASY STREET CAPITAL INVESTMENTS LLC
Nov 2, 2017	Grant Deed, Transfer LITTLE CREEK REAL ESTATE LLC
Apr 21, 2017	Loan Modification, Mortgage TEXAS REPUBLIC BK NA
Jan 31, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Jan 21, 2017	Loan Modification, Mortgage TEXAS REPUBLIC BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Apr 24, 2020
Deed Document Number	202123013
Prior Transfer Date	Aug 23, 2021
Prior Transfer Doc	0000023013
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230

Mortgage

Document Number	0000022715
Date	Dec 18, 2025
Instrument	20250000022715

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	HOUSTON, TX 77024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SECURED TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009247
Date	May 6, 2020
Instrument	20200000009247

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 1, 2021
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Document Number	0000023013
Map Reference	CAB A SL 35&36
Instrument Date	Aug 23, 2021
Instrument	20210000023013
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7040 WHISPERFIELD DR, 7040, PLANO, TX 75024-7470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230

Mortgage

Document Number	0000023014
Date	Sep 1, 2021
Instrument	20210000023014

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Apr 24, 2020
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Document Number	0000008374
Instrument Date	Apr 24, 2020
Instrument	8374
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6811 LEDYARD DR DALLAS TX 752482210, DALLAS, TX 75248-2210

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 11, 2019
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Document Number	0000018273
Map Reference	CAB A SL 35-36
Instrument Date	Oct 8, 2019
Instrument	20190000018273
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 AIRE LAKE, 224, ROYSE CITY, TX 75189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 HIGH SIERRA DR, CARROLLTON, TX 75007-1635

Mortgage

Document Number	0000018274
Date	Oct 11, 2019
Instrument	20190000018274

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Nov 2, 2017
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Document Number	0000020594
Instrument Date	Oct 31, 2017
Instrument	20594
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 TOWNE HOUSE LN RICHARDSON TX 750813526, RICHARDSON, TX 75081-3526

Mortgage

Document Number	20595
Date	Nov 2, 2017
Instrument	20595

Lender

Name	LITTLE CREEK REAL ESTATE LLC
Address	2326 W WALNUT ST, GARLAND, TX 75042-6666

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Mortgage

Document Number	20596,
Date	Nov 2, 2017
Instrument	20596

Lender

Name	LITTLE CREEK REAL ESTATE LLC
Address	2326 W WALNUT ST, GARLAND, TX 75042-6666

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Document Number	0000010362
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000010362
Date	Jun 8, 2017
Instrument	10362

Lender

Name	TEXAS REPUBLIC BK NA
Type	Bank
Address	RICHARDSON, TX 75080

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.25%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Document Number	0000003063
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1209 NORTHWEST HWY #283 GARLAND TX 750415835, 283, GARLAND, TX 75041-5835

Mortgage

Document Number	0000003063
Date	Feb 21, 2017
Instrument	3063

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	FORT WORTH, TX 76107-6421

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 20, 2020

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	204 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Document Number	0000005056
Instrument Date	Jan 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000005056
Date	Mar 22, 2017
Instrument	5056

Lender

Name	TEXAS REPUBLIC BK NA
Type	Bank
Address	FRISCO, TX 75034

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 21, 2018

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,249 (-4.07%) Land $176,000 Building $377,249	$553,249 (-5.29%) Land $176,000 Building $377,249
2025	$7,592.00 (+1.24%) Homeowner's exemption	$576,739 (+9.4%)	$584,136 (+10.8%) Land $184,000 Building $400,136
2024	$7,499.00 (-9.13%)
2023	$8,252.00 (+31.44%)	$527,187 Land $182,000 Building $345,187	$527,187 Land $182,000 Building $345,187
2021	$6,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2018–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Novos Fiber, T-Mobile.

Nearby Properties on Summit Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures