Hamilton County property record for 209 Legacy Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,750 sqft · built 2013 |
| Lot Size | 0.222 acres (9,683 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,200,000 (Jun 2022) |
| Tax Bill | $18,617 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0A23-0130-00 |
| Primary APN | 603-0A23-0130-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,750 sqft Living Area |
| 1st Floor Area | 2,750 sqft |
| Basement Area | 2,678 sqft |
| Finished Basement | 1,812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 9,683 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 209 LEGACY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-2618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY LN (PRIVATE)LOT 81 0.2223 ACVINTAGE CLUB SUB PHASE 2 |
| Legal Subdivision | VINTAGE CLUB SUB |
| Legal Phase | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 24322 |
209 Legacy Ln is owned and occupied by an individual who bought it in June 2022.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 209 LEGACY LN, CINCINNATI, OH 45249-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 6, 2022 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on File |
| Deed Sale | Jun 6, 2022 · Amount on File |
| Prior Sale | Jun 3, 2013 · Amount on File |
| Deed Document Number | 0000055858 |
| Deed Book / Page | 14682 / 2675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 209 LEGACY LN, CINCINNATI, OH 45249-2618 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000078731 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 14448/1390 |
| Instrument | 2021-0078731 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 6, 2022 |
| Property Address | 209 LEGACY LN, CINCINNATI, OH 45249-2618 |
| Document Number | 0000055858 |
| Book / Page | 14682 / 2675 |
| Map Reference | MB 409 PG 17&18 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-0055858 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 209 LEGACY LN, CINCINNATI, OH 45249-2618 |
| Document Number | 0000055859 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-0055859 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
The 2025 property tax bill for 209 Legacy Ln was $18,617, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,617.00 (+2.38%) | $363,899 (-) Land $73,150 Building $290,749 | |
| 2024 | $18,185.00 (-0.56%) | $363,899 (-) Land $73,150 Building $290,749 | |
| 2023 | $18,288.00 (+5.12%) | $363,899 (+26.03%) Land $73,150 Building $290,749 | $1,039,710 Land $209,000 Building $830,710 |
| 2022 | $17,397.00 Homeowner's exemption | $288,736 Land $73,150 Building $215,586 | |
| 2020 | $824,960 Land $209,000 Building $615,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 209 Legacy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Legacy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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