207 Legacy Ln, Cincinnati, OH 45249 Property Records

Hamilton County property record for 207 Legacy Ln, Cincinnati, OH 45249

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,979 sqft · built 2008
Lot Size0.235 acres (10,228 sqft)
OwnerCompany Name on Record
Last Sale$740,641 (Oct 2008)
Tax Bill$18,051 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Mar 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN603-0A23-0131-00

Property Details

APN / Parcel Number

Primary APN603-0A23-0131-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area4,979 sqft Living Area
Gross Area6,179 sqft
1st Floor Area2,813 sqft
Basement Area2,790 sqft
Finished Basement2,166 sqft
Unfinished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialBrick
Lot Area10,228 sqft (0.235 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area521 sqft
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address207 LEGACY LN
CityCINCINNATI
StateOH
Zip45249-2618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD3
Legal DescriptionLEGACY LN (PRIVATE)LOT 82 0.2348 ACVINTAGE CLUB SUB PHASE 2
Legal SubdivisionCVINTAGE CLUB SUB PHASE 2
Legal Lot Number82
JurisdictionHAMILTON OH
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3005
Census Tract24322

Owner

Source: Hamilton County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address207 LEGACY LN, CINCINNATI, OH 45249-2618
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Mar 25, 2021Intrafamily Transfer, Transfer
Mar 26, 2021Intrafamily Transfer, Transfer
Jan 4, 2019Deed of Trust, Mortgage · Line of Credit
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2008 · Amount on Record
Deed SaleOct 3, 2008 · Amount on Record
Prior SaleApr 1, 2008 · Amount on Record
Deed Document Number2008134447
Deed Book / Page10965 / 418
Last Transfer DateMar 23, 2021
Transfer Doc0000038190
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateAug 18, 2026
Property Address207 LEGACY LN, CINCINNATI, OH 45249-2618
Document Number0000067602
Book / Page15731 / 1527
Instrument DateAug 10, 2026
Instrument202667602
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212

Mortgage

Document Number0000067602,
DateAug 18, 2026
Book Page15731/1527
Instrument202667602
Lender
NameUNION SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 10, 2036
Interest
Max Rate-1%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateMar 25, 2021
Property Address207 LEGACY LN, CINCINNATI, OH 45249-2618
Document Number0000037902
Book / Page14382 / 3063
Map ReferenceMB 409 PG 17-18
Instrument DateMar 23, 2021
Instrument2021-0037902
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address207 LEGACY LN, CINCINNATI, OH 45249-2618

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateMar 26, 2021
Property Address207 LEGACY LN, CINCINNATI, OH 45249-2618
Document Number0000038190
Book / Page14383 / 1131
Map ReferenceMB 409 PG 17-18
Instrument DateMar 23, 2021
Instrument2021-0038190
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 LEGACY LN, CINCINNATI, OH 45249-2618

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address207 LEGACY LN, CINCINNATI, OH 45249-2618
Document Number0000005028
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedMar 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address207 LEGACY LN CINCINNATI OH 452492618, CINCINNATI, OH 45249-2618

Mortgage

Document Number0000005028
DateJan 18, 2019
Book Page013837/000593
Instrument5028
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 17, 2029
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMontgomery City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,051.00 (+2.34%) Homeowner's exemption$363,038 (-) Land $58,520 Building $304,518$1,037,250 (-) Land $167,200 Building $870,050
2024$17,638.00 (-0.79%) Homeowner's exemption$363,038 (-) Land $58,520 Building $304,518
2023$17,778.00 (+12.54%) Homeowner's exemption$363,038 (+33.95%) Land $58,520 Building $304,518$1,037,250 (+33.95%) Land $167,200 Building $870,050
2022$15,797.00 Homeowner's exemption$271,023 Land $58,520 Building $212,503
2020$774,350 Land $167,200 Building $607,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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