Hamilton County property record for 204 Legacy Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,653 sqft · built 2013 |
| Lot Size | 0.232 acres (10,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,194,000 (Oct 2025) |
| Tax Bill | $17,304 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0A23-0147-00 |
| Primary APN | 603-0A23-0147-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,653 sqft Living Area |
| 1st Floor Area | 2,653 sqft |
| Basement Area | 2,653 sqft |
| Finished Basement | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 10,149 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 204 LEGACY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY LN (PRIVATE)0.2330 AC LOT 64-AVINTAGE CLUB SUBPHASE 2-A |
| Legal Subdivision | A VINTAGE CLUB SUB |
| Legal Phase | 2 |
| Legal Lot Number | 64 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 24322 |
204 Legacy Ln is owned and occupied by an individual who bought it in October 2025.
Source: Hamilton County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 204 LEGACY LN, CINCINNATI, OH 45249-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Transfer on Death Deed, Transfer |
| Oct 22, 2025 | Executor's Deed, Transfer · Conventional Mortgage VALLEY CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Prior Sale | Nov 25, 2013 |
| Deed Document Number | 0000082436 |
| Deed Book / Page | 15527 / 2087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 2, 2026 |
| Property Address | 204 LEGACY LN, CINCINNATI, OH 45249-2600 |
| Document Number | 0000007878 |
| Book / Page | 15594 / 2629 |
| Map Reference | MB 414 PG 96 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 2026-0007878 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 204 LEGACY LN, CINCINNATI, OH 45249-2600 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 22, 2025 |
| Property Address | 204 LEGACY LN, CINCINNATI, OH 45249-2600 |
| Document Number | 0000082436 |
| Book / Page | 15527 / 2087 |
| Map Reference | MB 12472 PG 1578 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025-0082436 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TTA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,194.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 W BENSON ST, READING, OH 45215-3203 |
| Document Number | 0000082437 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-0082437 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
The 2025 property tax bill for 204 Legacy Ln was $17,304, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,304.00 (+2.38%) | $338,230 (-) Land $73,150 Building $265,080 | |
| 2024 | $16,902.00 (-0.56%) | $338,230 (-) Land $73,150 Building $265,080 | |
| 2023 | $16,998.00 (+4.6%) | $338,230 (+25.41%) Land $73,150 Building $265,080 | $966,370 Land $209,000 Building $757,370 |
| 2022 | $16,250.00 Homeowner's exemption | $269,703 Land $73,150 Building $196,553 | |
| 2020 | $770,580 Land $209,000 Building $561,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 204 Legacy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Legacy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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