Hamilton County property record for 206 Legacy Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,695 sqft · built 2008 |
| Lot Size | 0.246 acres (10,755 sqft) |
| Owner | Company Name on Record |
| Last Sale | $975,000 (May 2022) |
| Tax Bill | $17,456 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0A23-0114-00 |
| Primary APN | 603-0A23-0114-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,695 sqft Living Area |
| 1st Floor Area | 2,695 sqft |
| Basement Area | 2,659 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 10,755 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 78 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 206 LEGACY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY LN ( PRIVATE)LOT 65 0.2469 ACVINTAGE CLUB SUB PHASE 2 |
| Legal Subdivision | VINTAGE CLUB SUB |
| Legal Phase | 2 |
| Legal Lot Number | 65 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 24322 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 206 LEGACY LN, CINCINNATI, OH 45249-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 17, 2022 | Fiduciary Deed, Transfer · Conventional Mortgage COMMUNITY SAVINGS BANK |
| Jun 1, 2021 | Deed, Transfer · Conventional Mortgage EMERY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Prior Sale | Jun 1, 2021 |
| Deed Document Number | 2022-0049035 |
| Deed Book / Page | 14669 / 836 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 17, 2022 |
| Property Address | 206 LEGACY LN, CINCINNATI, OH 45249-2600 |
| Document Number | 0000049035 |
| Book / Page | 14669 / 836 |
| Map Reference | MB 409 PG 17&18 |
| Instrument Date | May 9, 2022 |
| Instrument | 2022-0049035 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CAMBRIDGE LAND TTL AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5640 WINDRIDGE VW, CINCINNATI, OH 45243-2979 |
| Document Number | 0000049037 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022-0049037 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 1, 2021 |
| Property Address | 206 LEGACY LN, CINCINNATI, OH 45249-2600 |
| Document Number | 0000066934 |
| Book / Page | 14429 / 1305 |
| Map Reference | MB 409 PG 17&18 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021-0066934 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 LEGACY LN, CINCINNATI, OH 45249-2600 |
| Document Number | 0000066937 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 14429/1312 |
| Instrument | 2021-0066937 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,456.00 (+2.38%) | $341,250 (-) Land $73,150 Building $268,100 | |
| 2024 | $17,051.00 (-0.57%) | $341,250 (-) Land $73,150 Building $268,100 | |
| 2023 | $17,148.00 (+10.06%) | $341,250 (+31.96%) Land $73,150 Building $268,100 | $975,000 (+31.96%) Land $209,000 Building $766,000 |
| 2022 | $15,580.00 Homeowner's exemption | $258,608 Land $73,150 Building $185,458 | |
| 2020 | $738,880 Land $209,000 Building $529,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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