209 Harmony Way, Freeport, FL 32439 Property Records

Walton County property record for 209 Harmony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,630 sqft · built 2022
Lot Size	1 acres (43,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Jul 2025)
Tax Bill	$7,668 (2025)
Deeds & Mortgages	Jul 2025 Sale Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23020-000-0100`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23020-000-0100`
Alternative APNs	`17-119-23020-000-0100` `1027958`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,630 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	2,630 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,704 sqft (1 acres)
Garage Type	Attached
Garage Area	720 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 HARMONY WAY
City	FREEPORT
State	FL
Zip	32439-2592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 10 HARMONY AT HAMMOCK BAY PB 16-87 OR 2707-4075 OR 2730-4859 OR 3184-103 OR 3292-3742 OR 3319-3277 OR 3363-3791
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	1
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 HARMONY WAY, FREEPORT, FL 32439-2592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Warranty Deed, Transfer MITCHELL LAND AND TITLE, MITCHELL LAND TITLE INC
Mar 27, 2024	Intrafamily Transfer, Transfer
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2021	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	202523732
Deed Book / Page	3363 / 3791
Prior Transfer Date	Feb 21, 2024
Prior Transfer Doc	0033193277
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 8, 2025
Property Address	209 HARMONY WAY, FREEPORT, FL 32439-2592
Document Number	0033633791
Book / Page	3363 / 3791
Map Reference	MB 16 PG 87&87A
Instrument Date	Jul 3, 2025
Instrument	20250023732
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11140 HOGAN CIR, ENGLEWOOD, FL 34223-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HARMONY WAY, FREEPORT, FL 32439-2592

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Mar 27, 2024
Property Address	209 HARMONY WAY, FREEPORT, FL 32439-2592
Document Number	0033193277
Book / Page	3319 / 3277
Map Reference	MB 16 PGS 87
Instrument Date	Feb 21, 2024
Instrument	20240010460
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 HARMONY WAY, FREEPORT, FL 32439-2592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3999 COMMONS DR W STE G, G, DESTIN, FL 32541-8446

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 16, 2023
Property Address	209 HARMONY WAY, FREEPORT, FL 32439-2592
Document Number	0032923742
Book / Page	3292 / 3742
Map Reference	MB 16 PG 87&87A
Instrument Date	Jun 15, 2023
Instrument	20230021358
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 OAKLAKE LN, NICEVILLE, FL 32578-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HARMONY WAY, FREEPORT, FL 32439-2592

Mortgage

Document Number	0032923743
Date	Jun 16, 2023
Instrument	3292/3743

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 22, 2021
Property Address	209 HARMONY WAY, FREEPORT, FL 32439-2592
Document Number	0031840103
Book / Page	3184 / 103
Map Reference	MB 16 PG 87&87A
Instrument Date	Feb 19, 2021
Instrument	20210008076
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	881 NELLIE DR, SANTA ROSA BEACH, FL 32459-5229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 OAKLAKE LN, NICEVILLE, FL 32578-4400

Mortgage

Document Number	0031840105
Date	Feb 22, 2021
Book Page	3184/105
Instrument	20210008077

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2022

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,668.00 (+7.32%)	$640,890 (+1.53%)	$656,877 (+4.06%) Land $158,125 Building $498,752
2024	$7,145.00 (-15.15%)
2023	$8,421.00 (+343.91%)	$631,224 (+351.33%) Land $126,000 Building $505,224	$631,224 (+351.33%) Land $126,000 Building $505,224
2022	$1,897.00	$139,860 Land $139,860	$139,860 Land $139,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harmony Way

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