Walton County property record for 201 Harmony Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,518 sqft · built 2019 |
| Lot Size | 0.475 acres (20,706 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (May 2020) |
| Tax Bill | $5,052 (2024) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Dec 2019 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23020-000-0090 |
| Primary APN | 17-1S-19-23020-000-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,518 sqft Living Area |
| Gross Area | 5,000 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 20,706 sqft (0.475 acres) |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 882 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1027956 |
|---|---|
| Street Address | 201 HARMONY WAY |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 9 HARMONY AT HAMMOCK BAY PB 16-87 OR 2691-2137 OR 2775-4836 OR 2975-4820 OR 3077-2563 OR 3126-4447 OR 3142-4385 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HARMONY AT HAMMOCK BAY |
| Legal Lot Number | 9 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
201 Harmony Way is owned and occupied by an individual who bought it in May 2020.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 201 HARMONY WAY, FREEPORT, FL 32439-2592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2020 | Warranty Deed, Transfer · VA Mortgage PROGRESS BANK & TRUST |
| Dec 11, 2019 | Warranty Deed, Transfer · Construction Mortgage PNB CMNTY BK |
| Jul 26, 2018 | Deed of Trust, Mortgage FIRST FL BK |
| Jun 25, 2018 | Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2020 · Amount on File |
| Deed Sale | May 14, 2020 · Amount on File |
| Prior Sale | Dec 11, 2019 · Amount on File |
| Deed Document Number | 0031424385 |
| Deed Book / Page | 3142 / 4385 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 14, 2020 |
| Property Address | 201 HARMONY WAY, FREEPORT, FL 32439-2592 |
| Document Number | 0031424385 |
| Book / Page | 3142 / 4385 |
| Map Reference | MB 16 PG 87&87A |
| Instrument Date | May 14, 2020 |
| Instrument | 20200016391 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 COLONY PL, 130, MADISON, MS 39110-6638 |
| Name | Verified Name |
|---|---|
| Address | 181 OAKTREE BLVD, FREEPORT, FL 32439-3512 |
| Document Number | 0031424387 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 3142/4387 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 11, 2019 |
| Property Address | 201 HARMONY WAY, FREEPORT, FL 32439-2592 |
| Document Number | 0031264447 |
| Book / Page | 003126 / 004447 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 43207 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | SETCO SERVICES LLC, SETCO SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 COLONY PL MADISON MS 391106638, MADISON, MS 39110-6638 |
| Document Number | 31264449 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 003126/004449 |
| Instrument | 43208 |
| Name | PNB CMNTY BK |
|---|---|
| Address | NICEVILLE, FL 32578 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 10, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 201 HARMONY WAY, FREEPORT, FL 32439-2592 |
| Document Number | 0030802967 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 5 DESTIN FL 325400005, DESTIN, FL 32540-0005 |
| Document Number | 0030802967 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 003080/002967 |
| Instrument | 25171 |
| Name | FIRST FL BK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 26, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 201 HARMONY WAY, FREEPORT, FL 32439-2592 |
| Document Number | 0030772563 |
| Book / Page | 003077 / 002563 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 21049 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | MCGILL ESCROW AND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $469.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 274 TRADEWINDS DR SANTA ROSA BEACH FL 324594182, SANTA ROSA BEACH, FL 32459-4182 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $713,956 Land $110,000 Building $603,956 | $713,956 Land $110,000 Building $603,956 | |
| 2024 | $5,052.00 (+4.25%) | ||
| 2023 | $4,846.00 (+5.23%) Homeowner's exemption | $692,719 (+10.51%) Land $82,688 Building $610,031 | $692,719 (+10.51%) Land $82,688 Building $610,031 |
| 2022 | $4,605.00 Homeowner's exemption | $626,834 Land $91,783 Building $535,051 | $626,834 Land $91,783 Building $535,051 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 201 Harmony Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 201 Harmony Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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