200 Harmony Way, Freeport, FL 32439 Property Records

Walton County property record for 200 Harmony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,287 sqft · built 2014
Lot Size	0.414 acres (18,057 sqft)
Owner	Individual Name on Record
Last Sale	$34,500 (Jul 2013)
Tax Bill	$220 (2024)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23020-000-0120`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23020-000-0120`
Alternative APN	`1027960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,287 sqft Living Area
Gross Area	4,626 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	18,057 sqft (0.414 acres)
Garage Type	Finished
Garage Area	484 sqft
Porch	Porch
Porch Area	304 sqft
Patio Area	551 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1027960
Street Address	200 HARMONY WAY
City	FREEPORT
State	FL
Zip	32439-2592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 12 HARMONY AT HAMMOCK BAY PB 16 PG 87 OR 2693-1260 OR 2925-4145
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	HARMONY AT HAMMOCK BAY
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2 HARMONY WAY, FREEPORT, FL 32439-2579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit THE FIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2013 · Amount on Record
Deed Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	1246206
Deed Book / Page	2925 / 4145
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	200 HARMONY WAY, FREEPORT, FL 32439-2592
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030422076
Date	May 26, 2017
Book Page	3042/2076
Instrument	20170017237

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	200 HARMONY WAY, FREEPORT, FL 32439-2592
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 HARMONY WAY, FREEPORT, FL 32439-2592

Mortgage

Document Number	0031610025
Date	Sep 24, 2020
Book Page	3161/25
Instrument	20200037332

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	200 HARMONY WAY, FREEPORT, FL 32439-2592
Document Number	0031393913
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 HARMONY WAY FREEPORT FL 324392592, FREEPORT, FL 32439-2592

Mortgage

Document Number	0031393913
Date	Apr 15, 2020
Book Page	003139/003913
Instrument	13111

Lender

Name	THE FIRST
Address	16452 US HIGHWAY 331 S, FREEPORT, FL 32439-4100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 14, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$618,595 (+3.98%) Land $110,000 Building $508,595	$618,595 (+3.98%) Land $110,000 Building $508,595
2024	$220.00 (+18.92%)
2023	$185.00 Homeowner's exemption	$594,926 (+10.03%) Land $81,112 Building $513,814	$594,926 (+10.03%) Land $81,112 Building $513,814
2022	$185.00 Homeowner's exemption	$540,714 Land $90,035 Building $450,679	$540,714 Land $90,035 Building $450,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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