209 Georgetown Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 209 Georgetown Rd, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,701 sqft · built 1978
Lot Size1.26 acres (54,978 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Sep 2009)
Tax Bill$674 (2026)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN09 20 1 13

Property Details

APN / Parcel Number

Primary APN09 20 1 13
Alternative APN
  • 154455

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,701 sqft Heated Area
Gross Area3,425 sqft
1st Floor Area1,701 sqft
Basement Area868 sqft
Finished Basement434 sqft
Unfinished Basement434 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area54,978 sqft (1.26 acres)
Lot Dimensions357 ft deep x 154 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area400 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number154455
Street Address209 GEORGETOWN RD
CityLENOIR
StateNC
Zip28645-7004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1842 PG 977 YR 2014 ST 270.00
Legal SubdivisionGEORGETOWN PLACE
Legal Lot Number13
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group1
Census Block1013
Census Tract30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 GEORGETOWN RD, LENOIR, NC 28645-7004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2009 · Amount on Record
Deed SaleSep 18, 2009 · Amount on Record
Deed Book / Page1723 / 66
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address209 GEORGETOWN RD, LENOIR, NC 28645-7004
Transaction TypeMortgage
Record UpdatedNov 17, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 GEORGETOWN RD, LENOIR, NC 28645-7004

Mortgage

Document Number0020950500
DateOct 17, 2023
Book Page2095/500
Instrument10089519
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48222
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$674.00 (-54.55%)$269,800 (-) Land $27,600 Building $242,200
2025$1,483.00 (+45.82%)$269,800 (+49.56%) Land $27,600 Building $242,200$269,800 (+49.56%) Land $27,600 Building $242,200
2023$180,400 (-) Land $27,600 Building $152,800$180,400 (-) Land $27,600 Building $152,800
2022$1,017.00$180,400 Land $27,600 Building $152,800$180,400 Land $27,600 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims7 (2013–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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