208 Georgetown Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 208 Georgetown Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1979
Lot Size	0.653 acres (28,448 sqft)
Owner	Trust Name on File
Last Sale	$190,000 (May 2021)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Jul 2022 Transfer May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09 21 1 2`

Property Details

APN / Parcel Number

Primary APN	`09 21 1 2`
Alternative APNs	`174531` `175312`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Heated Area
Gross Area	4,236 sqft
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,448 sqft (0.653 acres)
Lot Dimensions	224 ft deep x 127 ft wide
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	60 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	175312
Street Address	208 GEORGETOWN RD
City	LENOIR
State	NC
Zip	28645-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2062 PG 1203 YR 2022 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1029
Census Tract	30500

Owner

208 Georgetown Rd is held in a trust since July 2022.

Source: Caldwell County records, as of August 7, 2026

Owner of Record	Trust Name on File
Mailing Address	208 GEORGETOWN RD, LENOIR, NC 28645-7004
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Intrafamily Transfer, Transfer
May 21, 2021	Warranty Deed, Transfer
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	May 1, 1994 · Amount on File
Deed Document Number	202110057880
Deed Book / Page	2022 / 760
Last Transfer Date	Jul 26, 2022
Transfer Doc	0020621203
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Jul 26, 2022
Property Address	208 GEORGETOWN RD, LENOIR, NC 28645-7004
Document Number	0020621203
Book / Page	2062 / 1203
Instrument Date	Jul 26, 2022
Instrument	10074923
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 GEORGETOWN RD, 208, LENOIR, NC 28645-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	208 GEORGETOWN RD, LENOIR, NC 28645-7004

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 21, 2021
Property Address	208 GEORGETOWN RD, LENOIR, NC 28645-7004
Document Number	0020220760
Book / Page	2022 / 760
Instrument Date	May 21, 2021
Instrument	10057880
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 GEORGETOWN RD, LENOIR, NC 28645-7004

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	208 GEORGETOWN RD, LENOIR, NC 28645-7004
Document Number	0010046803
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 GEORGETOWN RD LENOIR NC 286457004, LENOIR, NC 28645-7004

Mortgage

Document Number	0010046803
Date	Aug 4, 2020
Book Page	001995/000272
Instrument	10046803

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 3, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 208 Georgetown Rd was $1,858, up 53.9% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,500 (-) Land $22,800 Building $260,700
2025	$1,858.00 (+53.94%)	$283,500 Land $22,800 Building $260,700	$283,500 Land $22,800 Building $260,700
2024	$1,207.00
2023		$151,900 (-) Land $22,800 Building $129,100	$151,900 (-) Land $22,800 Building $129,100
2022	$1,139.00	$151,900 Land $22,800 Building $129,100	$151,900 Land $22,800 Building $129,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Georgetown Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Georgetown Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

5G and 4G LTE (outdoors only)

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