204 Georgetown Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 204 Georgetown Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1979
Lot Size	2.16 acres (94,253 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,972 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 21 1 9`

Property Details

APN / Parcel Number

Primary APN	`09 21 1 9`
Alternative APN	`158958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Heated Area
Gross Area	4,540 sqft
1st Floor Area	1,196 sqft
Upper Floors Area	468 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,253 sqft (2.16 acres)
Lot Dimensions	267 ft deep x 248 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	606 sqft
Deck Area	590 sqft
Patio Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	158958
Street Address	204 GEORGETOWN RD
City	LENOIR
State	NC
Zip	28645-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1893 PG 289 YR 16 ST 370.00 ROW 1914/720 17
Legal Subdivision	GEORGETOWN
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1028
Census Tract	30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 GEORGETOWN EXT, LENOIR, NC 28645-7067
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Nov 13, 2017	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	204 GEORGETOWN RD, LENOIR, NC 28645-7004
Document Number	0010046734
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 WESTFIELD CT LENOIR NC 286459155, LENOIR, NC 28645-9155

Mortgage

Document Number	0010046734
Date	Jul 31, 2020
Book Page	001994/002012
Instrument	10046734

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	204 GEORGETOWN RD, LENOIR, NC 28645-7004
Document Number	0010016904
Book / Page	001930 / 001166
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1420 WESTFIELD CT LENOIR NC 286459155, LENOIR, NC 28645-9155

Mortgage

Document Number	0010016904
Date	Nov 14, 2017
Book Page	001930/001166
Instrument	10016904

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,972.00 (-4.69%)	$316,100 (-) Land $36,900 Building $279,200
2025	$2,069.00 (+60.76%)	$316,100 (+83.67%) Land $36,900 Building $279,200	$316,100 (+83.67%) Land $36,900 Building $279,200
2023		$172,100 (-) Land $27,800 Building $144,300	$172,100 (-) Land $27,800 Building $144,300
2022	$1,287.00	$172,100 Land $27,800 Building $144,300	$172,100 Land $27,800 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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