300 Georgetown Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 300 Georgetown Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1979
Lot Size	0.452 acres (19,710 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Jul 2022)
Tax Bill	$1,116 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 21A 1 8`

Property Details

APN / Parcel Number

Primary APN	`09 21A 1 8`
Alternative APNs	`153189` `175158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Heated Area
Gross Area	2,684 sqft
1st Floor Area	1,224 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,710 sqft (0.452 acres)
Lot Dimensions	146 ft deep x 135 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Patio
Porch Area	564 sqft
Deck Area	272 sqft
Patio Area	272 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	175158
Street Address	300 GEORGETOWN RD
City	LENOIR
State	NC
Zip	28645-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2061 PG 384 YR 2022 ST 212.00
Legal Subdivision	GEORGETOWN
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1006
Census Tract	30500

Owner

300 Georgetown Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 GEORGETOWN RD, LENOIR, NC 28645-7005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jul 8, 2022	Deed of Trust, Mortgage · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Jan 24, 2012 · Amount on File
Deed Document Number	202210074338
Deed Book / Page	2061 / 384
Prior Transfer Date	Jan 23, 2012
Prior Transfer Doc	0017850876
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	300 GEORGETOWN RD, LENOIR, NC 28645-7005
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0021040068
Date	Mar 6, 2024
Book Page	2104/68
Instrument	10093540

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2054

Interest

Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	300 GEORGETOWN RD, LENOIR, NC 28645-7005
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020610387
Date	Jul 8, 2022
Book Page	2061/387
Instrument	10074339

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 300 Georgetown Rd was $1,116, down 25.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,116.00 (-25.6%)	$235,300 (-) Land $21,200 Building $214,100
2025	$1,500.00 (+85.41%)	$235,300 Land $21,200 Building $214,100	$235,300 Land $21,200 Building $214,100
2024	$809.00
2023		$125,700 (-) Land $21,200 Building $104,500	$125,700 (-) Land $21,200 Building $104,500
2022	$793.00	$125,700 Land $21,200 Building $104,500	$125,700 Land $21,200 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 Georgetown Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Georgetown Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

5G and 4G LTE (outdoors only)

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