Miami County property record for 209 E Water St, Troy, OH 45373
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,324 sqft · built 1920 |
| Lot Size | 0.637 acres (27,791 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jul 2014) |
| Tax Bill | $2,322 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-012330 |
| Primary APN | D08-012330 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 9,324 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 27,791 sqft (0.637 acres) |
| Lot Dimensions | 311 ft deep x 172 ft wide |
| Canopy | 240 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|
| Street Address | 209 E WATER ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3438 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | IN LOTS 952 & 953 PTS IN LOTS 1 & 2 |
| Legal Lot Number | 952-953 953 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 365200 |
Source: Miami County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 E WATER ST, TROY, OH 45373-3438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2014 · Amount on Record |
| Deed Sale | Jul 2, 2014 · Amount on Record |
| Prior Sale | Dec 9, 1998 · Amount on Record |
| Deed Document Number | 1064 |
| Prior Transfer Date | Mar 12, 2002 |
| Record Updated | Jun 8, 2026 |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,322.00 (-9.51%) | $45,080 (+6.1%) Land $27,720 Building $17,360 | $128,800 (+6.1%) Land $79,200 Building $49,600 |
| 2024 | $2,566.00 (+3.63%) | $42,490 (-) Land $23,100 Building $19,390 | |
| 2023 | $2,476.00 (+8.55%) | $42,490 (-) Land $23,100 Building $19,390 | $121,400 (-) Land $66,000 Building $55,400 |
| 2022 | $2,281.00 | $42,490 Land $23,100 Building $19,390 | $121,400 Land $66,000 Building $55,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1990) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503 |
|---|---|
| Water Source | Purchased groundwater from TROY CITY PWS |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Verizon, Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures