Miami County property record for 124 E Water St, Troy, OH 45373
| Property Type | Charitable / Fraternal Organization |
|---|---|
| Details | 4 bd · 2 ba · 2,788 sqft · built 1847 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-250033 |
| Primary APN | D08-250033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,788 sqft Total Area |
| 1st Floor Area | 1,492 sqft |
| 2nd Floor Area | 1,296 sqft |
| Upper Floors Area | 1,296 sqft |
| Basement Area | 648 sqft |
| Year Built | Built 1847 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 72 ft deep x 51 ft wide |
| Porch | Open Porch |
| Porch Area | 252 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | D08NE003 00400 |
|---|---|
| Street Address | 124 E WATER ST |
| City | TROY |
| State | OH |
| Zip | 45373-3437 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Charitable / Fraternal Organization |
| Legal Description | IL 21 50.5 X 72.5 NE COR |
| Legal Lot Number | 21 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 365200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Troy Public Square listed 1975 · 13 contributing resources · NRIS 75001491 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Miami County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 124 E WATER ST, TROY, OH 45373-3437 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 |
| Deed Sale | Feb 27, 2026 |
| Deed Document Number | 2026OR-02344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 27, 2026 |
| Property Address | 124 E WATER ST, TROY, OH 45373-3437 |
| Document Number | 0000002344 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026OR-02344 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 E WATER ST, TROY, OH 45373-3437 |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $95,300 (+60.98%) Land $22,400 Building $72,900 | |
| 2023 | Additional exemption filed | $20,720 Land $6,545 Building $14,175 | $59,200 Land $18,700 Building $40,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1990) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503 |
|---|---|
| Water Source | Purchased groundwater from TROY CITY PWS |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Verizon, Watch TV.
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