209 Cherry Tree Ln, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 209 Cherry Tree Ln, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,720 sqft · built 2018
Lot Size	0.793 acres (34,555 sqft)
Owner	Individual Name on File
Last Sale	$1,075,000 (Jul 2024)
Tax Bill	$14,585 (2026)
Deeds & Mortgages	Mar 2025 Refinance Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`204/10/51`

Property Details

APN / Parcel Number

Primary APN	`204/10/51`
Alternative APNs	`GROT M:204 B:10 L:51` `GRTN M:204 B:10 L:51`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	5,388 sqft
1st Floor Area	1,396 sqft
Attic	Attic
Attic Area	484 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,555 sqft (0.793 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	204/ 10/ 51
Street Address	209 CHERRY TREE LN
City	GROTON
State	MA
Zip	01450-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	10
Legal Lot Number	51
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3005
Census Tract	326101

Owner

209 Cherry Tree Ln is owned and occupied by an individual who bought it in July 2024.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	209 CHERRY TREE LN, GROTON, MA 01450-1169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Dec 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WATERMARK CAPITAL INC
Mar 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WATERMARK CAPITAL INC
Sep 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Book / Page	83045 / 42
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	209 CHERRY TREE LN, GROTON, MA 01450-1169
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083822-425
Date	Mar 3, 2025
Book Page	83822/425
Instrument	21798

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	209 CHERRY TREE LN, GROTON, MA 01450-1169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76534-203
Date	Dec 24, 2020
Book Page	76534/203
Instrument	248208

Lender

Name	WATERMARK CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	209 CHERRY TREE LN, GROTON, MA 01450-1169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74318-185
Date	Mar 20, 2020
Book Page	74318/185
Instrument	41578

Lender

Name	WATERMARK CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Sep 18, 2018
Property Address	209 CHERRY TREE LN, GROTON, MA 01450-1169
Document Number	71633-118
Book / Page	071633 / 000118
Instrument Date	Sep 13, 2018
Instrument	144282
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,917.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 CHERRY TREE LN GROTON MA 01450, GROTON, MA 01450

Mortgage

Document Number	71633-123
Date	Sep 18, 2018
Book Page	071633/000123
Instrument	144283

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 209 Cherry Tree Ln was $14,585, up 3% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,585.00 (+2.97%)	$986,800 (+6.24%) Land $234,000 Building $752,800	$997,690 (-)
2025	$14,164.00 (+0.68%)	$928,800 (-0.38%) Land $212,700 Building $716,100	$997,690 (+0.22%)
2024	$14,068.00 (+6.78%)	$932,300 (+10.67%) Land $212,700 Building $719,600	$995,505
2023	$13,175.00	$842,400 Land $212,700 Building $629,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Cherry Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Cherry Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST GROTON WATER SUPPLY DISTRICT serves 1,853 people · EPA ID MA2115001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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