197 Cherry Tree Ln, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 197 Cherry Tree Ln, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,442 sqft · built 2012
Lot Size	1.2 acres (52,366 sqft)
Owner	2 Trust Names on File
Last Sale	$595,500 (Mar 2020)
Tax Bill	$13,033 (2026)
Deeds & Mortgages	Feb 2022 Transfer Dec 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`204/10/49`

Property Details

APN / Parcel Number

Primary APN	`204/10/49`
Alternative APNs	`GROT M:204 B:10 L:49` `GRTN M:204 B:10 L:49`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
Gross Area	4,296 sqft
1st Floor Area	1,302 sqft
Basement Area	438 sqft
Unfinished Basement	438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,366 sqft (1.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	204/ 10/ 49
Street Address	197 CHERRY TREE LN
City	GROTON
State	MA
Zip	01450-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	10
Legal Lot Number	49
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3005
Census Tract	326101

Owner

197 Cherry Tree Ln is owner-occupied and held in a trust since February 2022.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	197 CHERRY TREE LN, GROTON, MA 01450-1149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Mar 5, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 18, 2018	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Document Number	202033920
Deed Book / Page	74243 / 320
Last Transfer Date	Feb 9, 2022
Transfer Doc	079687-276
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Feb 15, 2022
Property Address	197 CHERRY TREE LN, GROTON, MA 01450-1149
Document Number	079687-276
Book / Page	79687 / 276
Instrument Date	Feb 9, 2022
Instrument	24437
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHERRY TREE LN, GROTON, MA 01450-1149

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	197 CHERRY TREE LN, GROTON, MA 01450-1149
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76417-327
Date	Dec 14, 2020
Book Page	76417/327
Instrument	237344

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Mar 5, 2020
Property Address	197 CHERRY TREE LN, GROTON, MA 01450-1149
Document Number	74243-320
Book / Page	74243 / 320
Instrument Date	Feb 8, 2020
Instrument	33920
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CHERRY TREE LN, GROTON, MA 01450-1149

Mortgage

Document Number	33921
Date	Mar 5, 2020
Instrument	33921

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Sep 18, 2018
Property Address	197 CHERRY TREE LN, GROTON, MA 01450-1149
Document Number	71630-397
Book / Page	071630 / 000397
Instrument Date	Sep 13, 2018
Instrument	144004
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,713.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 CHERRY TREE LN GROTON MA 014501149, GROTON, MA 01450-1149

Mortgage

Document Number	71630-402
Date	Sep 18, 2018
Book Page	071630/000402
Instrument	144005

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	197 CHERRY TREE LN, GROTON, MA 01450-1149
Document Number	69529-268
Book / Page	069529 / 000268
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69529-268
Date	Jun 29, 2017
Book Page	069529/000268
Instrument	100956

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 197 Cherry Tree Ln was $13,033, up 4% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,033.00 (+3.96%)	$881,800 (+7.26%) Land $251,800 Building $630,000	$750,120 (-)
2025	$12,537.00 (+0.98%)	$822,100 (-0.07%) Land $228,900 Building $593,200	$750,120 (+4.89%)
2024	$12,415.00 (+6.15%)	$822,700 (+10.02%) Land $233,200 Building $589,500	$715,160
2023	$11,696.00	$747,800 Land $228,900 Building $518,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Cherry Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Cherry Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST GROTON WATER SUPPLY DISTRICT serves 1,853 people · EPA ID MA2115001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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