194 Cherry Tree Ln, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 194 Cherry Tree Ln, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,482 sqft · built 2012
Lot Size	0.853 acres (37,151 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Sep 2017)
Tax Bill	$12,810 (2026)
Deeds & Mortgages	Oct 2023 Transfer Oct 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`204/10/5`

Property Details

APN / Parcel Number

Primary APN	`204/10/5`
Alternative APNs	`GROT M:204 B:10 L:5` `GRTN M:204 B:10 L:5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,482 sqft Living Area
Gross Area	4,392 sqft
1st Floor Area	1,104 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,151 sqft (0.853 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	204/ 10/ 5
Street Address	194 CHERRY TREE LN
City	GROTON
State	MA
Zip	01450-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	10
Legal Lot Number	5
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3010
Census Tract	326101

Owner

194 Cherry Tree Ln is owned and occupied by two individuals who acquired it in October 2023.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	194 CHERRY TREE LN, GROTON, MA 01450-1150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 27, 2017	Quit Claim Deed, Transfer CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Prior Sale	Dec 21, 2012 · Amount on File
Deed Book / Page	69991 / 75
Last Transfer Date	Oct 10, 2023
Transfer Doc	082083-259
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Oct 11, 2023
Property Address	194 CHERRY TREE LN, GROTON, MA 01450-1150
Document Number	082083-259
Book / Page	82083 / 259
Instrument Date	Oct 10, 2023
Instrument	114760
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	194 CHERRY TREE LN, GROTON, MA 01450-1150

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	194 CHERRY TREE LN, GROTON, MA 01450-1150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73464-443
Date	Oct 16, 2019
Book Page	73464/443
Instrument	158970

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	194 CHERRY TREE LN, GROTON, MA 01450-1150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75124-1
Date	Jul 15, 2020
Book Page	75124/1
Instrument	114287

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Aug 24, 2018
Property Address	194 CHERRY TREE LN, GROTON, MA 01450-1150
Document Number	71519-451
Book / Page	071519 / 000451
Instrument Date	Aug 24, 2018
Instrument	130120
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	194 CHERRY TREE LN GROTON MA 014501150, GROTON, MA 01450-1150

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Sep 27, 2017
Property Address	194 CHERRY TREE LN, GROTON, MA 01450-1150
Document Number	69991-75
Book / Page	69991 / 75
Instrument	156319
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CHERRY TREE LN, GROTON, MA 01450-1150

Mortgage

Document Number	699910080
Date	Sep 27, 2017
Instrument	69991/0080

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 194 Cherry Tree Ln was $12,810, down 1.5% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,810.00 (-1.52%)	$866,700 (+1.61%) Land $237,200 Building $629,500	$826,025 (-)
2025	$13,008.00 (+2.54%)	$853,000 (+1.46%) Land $215,600 Building $637,400	$826,025 (+8.24%)
2024	$12,686.00 (+6.29%)	$840,700 (+10.17%) Land $219,700 Building $621,000	$763,135
2023	$11,935.00	$763,100 Land $215,600 Building $547,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Cherry Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Cherry Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST GROTON WATER SUPPLY DISTRICT serves 1,853 people · EPA ID MA2115001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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