209 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 209 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,166 sqft · built 1900
Lot Size	0.53 acres (2,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Jul 2025)
Tax Bill	$3,624 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-103-002`

Property Details

APN / Parcel Number

Primary APN	`06-13-103-002`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,166 sqft Living Area
Gross Area	1,823 sqft
Basement Area	657 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	2,310 sqft (0.53 acres)

Location & Zoning

Street Address	209 ANN ST
City	ELGIN
State	IL
Zip	60120-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADD E 35 FT N 1/2 LOT 3 BLK 5
Legal Subdivision	P J KIMBALL JRS 3RD ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 ANN ST, ELGIN, IL 60120-4115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	202526468
Prior Transfer Date	Jan 2, 2015
Prior Transfer Doc	0000020780
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 15, 2023
Property Address	209 ANN ST, ELGIN, IL 60120-4115
Document Number	0000019615
Instrument Date	Jun 1, 2023
Instrument	2023K019615
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38335 WINFIELD ROAD, WARRENVILLE, IL 60555

Mortgage

Document Number	0000019616
Date	Jun 15, 2023
Instrument	2023K019616

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,624.00 (-0.74%)	$55,508 (+8.57%) Land $6,169 Building $49,339	$166,591 (+8.57%) Land $18,514 Building $148,076
2024		$51,126 (+21.4%) Land $5,682 Building $45,444	$153,439 (+21.44%) Land $17,053 Building $136,387
2022	$3,651.00 (+3.96%)	$42,115 (+6.96%) Land $4,680 Building $37,435	$126,345 (+6.96%) Land $14,040 Building $112,305
2021	$3,512.00	$39,374 Land $4,375 Building $34,999	$118,122 Land $13,125 Building $104,997

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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