216 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 216 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1900
Lot Size	0.8 acres (3,472 sqft)
Owner	Individual Name on Record
Last Sale	$229,500 (Apr 2022)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-101-013`

Property Details

APN / Parcel Number

Primary APN	`06-13-101-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,096 sqft Living Area
Gross Area	1,788 sqft
Basement Area	692 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,472 sqft (0.8 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	216 ANN ST
City	ELGIN
State	IL
Zip	60120-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B KELSEYS SUB OF LOT 2 BLOCK 13 P J KIMBALL JRS 3RD ADDN WEST 56 FT OF EAST 120 FT LOT 4
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	13
Legal Lot Number	2,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2019
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	216 ANN ST, ELGIN, IL 60120-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Aug 18, 2009 · Amount on Record
Deed Document Number	202219600
Prior Transfer Date	Mar 9, 2007
Prior Transfer Doc	0000040829
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 11, 2022
Property Address	216 ANN ST, ELGIN, IL 60120-4116
Document Number	0000019600
Instrument Date	Apr 7, 2022
Instrument	2022K019600
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 ANN ST # 3, 3, ELGIN, IL 60120-4116

Mortgage

Document Number	0000019601
Date	Apr 11, 2022
Instrument	2022K019601

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	216 ANN ST, ELGIN, IL 60120-4116
Document Number	0000017623
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8705 PYOTT RD ALGONQUIN IL 601569722, ALGONQUIN, IL 60156-9722

Mortgage

Document Number	0000017623
Date	Apr 9, 2020
Instrument	17623

Lender

Name	ADVIA CU
Type	Credit Union
Address	CRYSTAL LAKE, IL 60012

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (-0.21%) Homeowner's exemption	$57,396 (+8.57%) Land $9,000 Building $48,396	$172,257 (+8.57%) Land $27,011 Building $145,246
2024		$52,866 (+21.39%) Land $8,290 Building $44,576	$158,661 (+21.44%) Land $24,880 Building $133,782
2022	$3,776.00 (+3.96%)	$43,549 (+6.96%) Land $6,829 Building $36,720	$130,647 (+6.96%) Land $20,487 Building $110,160
2021	$3,632.00	$40,716 Land $6,385 Building $34,331	$122,148 Land $19,155 Building $102,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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