166 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 166 Ann St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	1,374 sqft Living Area
Lot Size	5,768 sqft (0.132 acres)
Occupancy	Owner Occupied
Last Sale	$237,500 (2025)
Tax Bill	$5,127.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-229-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,374 sqft Living Area
Gross Area	2,248 sqft Gross Area
Basement Area	874 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame Construction
Lot Area	5,768 sqft (0.132 acres)
Depth X Width	132 ft x 44 ft Depth x Width

Utilities and HVAC

Cooling System	None Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	166 ANN ST
City	ELGIN
State	IL
Zip	60120-4114
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN WEST 1/2 SOUTH 1/2 EXCEPT EAST 38.8 FT LOT 3 BLOCK 12
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	12
Legal Lot Number	3
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2026
Census Tract	851302

Owner

Source: Kane County records · APN 06-14-229-011

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	166 ANN ST, ELGIN, IL 60120-4114
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Oct 29, 2009 · Amount on Record
Deed Doc Number	202543039
Record Refreshed	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 31, 2025
Property Address	166 ANN ST, ELGIN, IL 60120-4114
Document Number	0000043039
Instrument Date	Oct 24, 2025
Instrument	2025K043039
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 EXECUTIVE DR UNIT 101, 101, JOLIET, IL 60431-8465

Mortgage

Document Number	0000043040
Date	Oct 31, 2025
Instrument	2025K043040

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,127.00 (+3.49%)
2024	$4,954.00 (+12.03%)	$61,909 (+21.39%) Land $10,150 Building $51,759	$185,801 (+21.44%) Land $30,462 Building $155,339
2022	$4,422.00 (+3.97%)	$50,998 (+6.96%) Land $8,361 Building $42,637	$152,994 (+6.96%) Land $25,083 Building $127,911
2021	$4,253.00	$47,680 Land $7,817 Building $39,863	$143,040 Land $23,451 Building $119,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.