163 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 163 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,385 sqft · built 1900
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2023)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-237-005`

Property Details

APN / Parcel Number

Primary APN	`06-14-237-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,385 sqft Living Area
Gross Area	2,232 sqft
Basement Area	847 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,260 sqft (0.167 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	163 ANN ST
City	ELGIN
State	IL
Zip	60120-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN EXCEPT WEST PART WHICH IS 112 FT ON NORTH LINE & 119 FT ON SOUTH LINE LOT 2 BLOCK 6
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

163 Ann St is owned and occupied by an individual who bought it in April 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	169 ANN ST, 1, ELGIN, IL 60120-5090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Jan 27, 2009 · Amount on File
Deed Document Number	202310914
Prior Transfer Date	Jul 27, 2016
Prior Transfer Doc	0000041385
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 10, 2023
Property Address	163 ANN ST, ELGIN, IL 60120-4113
Document Number	0000010914
Instrument Date	Mar 30, 2023
Instrument	2023K010914
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 ANN ST # 163, 163, ELGIN, IL 60120-4113

Mortgage

Document Number	0000010915
Date	Apr 10, 2023
Instrument	2023K010915

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate	6.99%

Tax Assessment & Valuation

The 2025 property tax bill for 163 Ann St was $4,543 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00	$67,552 (+8.57%) Land $13,343 Building $54,209	$202,737 (+8.57%) Land $40,045 Building $162,692
2024		$62,220 Land $12,290 Building $49,930	$186,735 Land $36,885 Building $149,850
2022	$4,120.00 (+3.96%)	$47,516 (+6.96%) Land $10,124 Building $37,392	$142,548 (+6.96%) Land $30,372 Building $112,176
2021	$3,963.00	$44,424 Land $9,465 Building $34,959	$133,272 Land $28,395 Building $104,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 163 Ann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 163 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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