20874 Mountain Gate Dr, Riverside, CA 92507 Property Records

Riverside County property record for 20874 Mountain Gate Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,245 sqft · built 2019
Lot Size	0.359 acres (15,625 sqft)
Owner	2 Company Names on Record
Last Sale	$572,500 (May 2020)
Tax Bill	$11,861 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`257-601-009`

Property Details

APN / Parcel Number

Primary APN	`257-601-009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,245 sqft Living Area
Gross Area	3,730 sqft
1st Floor Area	3,245 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	15,625 sqft (0.359 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20874 MOUNTAIN GATE DR
City	RIVERSIDE
State	CA
Zip	92507-0198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.35873098 ACREAGEQUALCODE ML LOT 151 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600
Legal Subdivision	TRACT NO 29600
Legal Tract	29600
Legal Block	1
Legal Lot Number	151
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	42214

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Intrafamily Transfer, Transfer
Jul 19, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage POPA FCU
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 20, 2020	Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Deed Document Number	2020214723
Last Transfer Date	Jul 13, 2023
Transfer Doc	0000209326
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 22, 2025
Property Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000290245
Map Reference	MB 467 PG 26-37
Instrument Date	Sep 22, 2025
Instrument	2025-0290245
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 19, 2023
Property Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000209326
Map Reference	MB 467 PG 26-37
Instrument Date	Jul 13, 2023
Instrument	2023-0209326
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000209327
Date	Jul 19, 2023
Instrument	2023-0209327

Lender

Name	POPA FCU
Type	Credit Union
Address	CERRITOS, CA 90703

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 25, 2033

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000622865
Date	Oct 21, 2021
Instrument	2021-0622865

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000128677
Date	Feb 26, 2021
Instrument	2021-0128677

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 20, 2020
Property Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000214723
Map Reference	MB 467 PG 26-37
Instrument Date	Jan 20, 2020
Instrument	2020-0214723
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20874 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000214724
Date	May 20, 2020
Instrument	2020-0214724

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,708 (+2%) Land $83,661 Building $612,047
2025	$11,861.00 (+3.07%)	$682,068 (+4.04%) Land $82,021 Building $600,047
2024	$11,508.00 (+2.47%)
2023	$11,231.00 (+2%)	$655,585 (+11.21%) Land $78,837 Building $576,748
2022	$11,011.00	$589,499 Land $77,292 Building $512,207
2021			$709,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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