20880 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20880 89th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$449,000 (Apr 2019)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161227-B0-05200`

Property Details

APN / Parcel Number

Primary APN	`161227-B0-05200`
Alternative APNs	`R2007161227B005200` `133099`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,040 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	440 sqft

Exterior Amenities

Deck Area	402 sqft
Shed	1 Shed
Shed Area	64 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	133099
Street Address	20880 89TH ST
City	BEND
State	OR
Zip	97703-8988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	FIRST ADDITION TO WHISPERING PINES ESTATES BLOCK 4 LOT 31
Legal Range	12
Legal Township	16
Legal Section	27
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	4
Legal Lot Number	31
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2040
Census Tract	1002

Owner

Source: Deschutes County records · APN 161227-B0-05200

Assessment roll updated November 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20880 89TH ST, BEND, OR 97703-8988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 08, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	201913583
Last Transfer Date	Oct 20, 2021
Transfer Doc	0000060153
Record Updated	Sep 20, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 25, 2021
Property Address	20880 89TH ST, BEND, OR 97703-8988
Document Number	0000060153
Map Reference	CAB A PG 157
Instrument Date	Oct 20, 2021
Instrument	2021-60153
Transaction Type	Transfer
Record Updated	Nov 01, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20880 89TH ST, BEND, OR 97703-8988

Mortgage

Document Number	0000060154
Date	Oct 25, 2021
Instrument	2021-60154

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Apr 08, 2020
Property Address	20880 89TH ST, BEND, OR 97703-8988
Document Number	0000015604
Map Reference	CAB A PG 157
Instrument Date	Apr 03, 2020
Instrument	2020-15604
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20880 89TH ST, BEND, OR 97703-8988

Mortgage

Document Number	0000015605
Date	Apr 08, 2020
Instrument	2020-15605

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 30, 2019
Property Address	20880 89TH ST, BEND, OR 97703-8988
Document Number	0000013583
Instrument Date	Apr 26, 2019
Instrument	2019-13583
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20880 89TH ST, BEND, OR 97703-8988

Mortgage

Document Number	0000013584
Date	Apr 30, 2019
Instrument	2019-13584

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (+4.55%)	$193,410 (+3%)	$561,030 (-5.37%) Land $238,960 Building $322,070
2024	$2,901.00 (+5.8%)	$187,780 (+2.99%)	$592,860 (-) Land $222,670 Building $370,190
2023	$2,742.00	$182,320	$592,860 Land $222,670 Building $370,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Lumen Technologies DSL	140 / 20

May also be available: Verizon.

Based on FCC filings for 55 locations within half a mile of this property.

Nearby Properties on 89th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures