20865 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20865 89th St, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,276 sqft · built 1994
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$790,000 (Jun 2021)
Tax Bill$4,139 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161227 B0 08100

Property Details

APN / Parcel Number

Primary APN161227 B0 08100
Alternative APNs
  • R2007161227B008100
  • 133130

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,276 sqft Living Area
1st Floor Area1,220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
View / LotAverage
Garage TypeMixed
Garage Area864 sqft
Deck Area242 sqft

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number133130
Old Parcel NumberR2007161227B008100
Street Address20865 89TH ST
CityBEND
StateOR
Zip97703-8988
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:1 BLK:6 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 27 TWN 16 RNG 12 MAP REF:161227-B0
Legal Range12E
Legal Township16S
Legal Section27
Legal QuarterNW
Legal SubdivisionFIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block6
Legal Lot Number1
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2041
Census Tract1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20865 89TH ST, BEND, OR 97703-8988
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleApr 14, 2016 · Amount on Record
Deed Document Number0202139260
Deed Book / Page2021 / 39260
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJun 30, 2021
Property Address20865 89TH ST, BEND, OR 97703-8988
Document Number0000039260
Map ReferenceCAB A PG 157
Instrument DateJun 30, 2021
Instrument2021-39260
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19694 BUCK CANYON RD, BEND, OR 97702-7915

Mortgage

Document Number0000039261
DateJun 30, 2021
Instrument2021-39261
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,139.00 (+4.57%)$263,890 (+3%)$703,920 (-7.08%) Land $235,960 Building $467,960
2024$3,958.00 (+5.8%)$256,210 (+3%)$757,550 (-) Land $219,670 Building $537,880
2023$3,741.00$248,750$757,550 Land $219,670 Building $537,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
CenturyLink
DSL
140 / 20

May also be available: Verizon.

Nearby Properties on 89th St

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