20860 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20860 89th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,382 sqft · built 2015
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Tax Bill	$4,867 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161227 B0 05400`

Property Details

APN / Parcel Number

Primary APN	`161227 B0 05400`
Alternative APNs	`R2007161227B005400` `133097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,382 sqft

Exterior

Year Built	Built 2015
Architectural Style	Mobile Home
Lot Area	46,609 sqft (1.07 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	715 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	133097
Old Parcel Number	R2007161227B005400
Street Address	20860 89TH ST
City	BEND
State	OR
Zip	97703-8988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:33 BLK:4 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 27 TWN 16 RNG 12 MAP REF:161227-B0
Legal Range	12E
Legal Township	16S
Legal Section	27
Legal Quarter	NW
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	4
Legal Lot Number	33
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2040
Census Tract	1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20860 89TH ST, BEND, OR 97703-8988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Apr 22, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Apr 22, 2019
Last Transfer Date	Feb 9, 2021
Transfer Doc	0000008568
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Feb 9, 2021
Property Address	20860 89TH ST, BEND, OR 97703-8988
Document Number	0000008568
Instrument Date	Feb 4, 2021
Instrument	2021-08568
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20860 89TH ST, BEND, OR 97703-8988

Mortgage

Document Number	0000008569
Date	Feb 9, 2021
Instrument	2021-08569

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Apr 22, 2019
Property Address	20860 89TH ST, BEND, OR 97703-8988
Document Number	0000012619
Instrument Date	Apr 11, 2019
Instrument	2019-12619
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20860 89TH ST, BEND, OR 97703-8988

Mortgage

Document Number	0000012617
Date	Apr 22, 2019
Instrument	2019-12617

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,867.00 (+4.58%)	$310,280 (+3%)	$875,740 (-8.21%) Land $242,460 Building $633,280
2024	$4,654.00 (+5.8%)	$301,250 (+3%)	$954,070 (-) Land $226,170 Building $727,900
2023	$4,399.00	$292,480	$954,070 Land $226,170 Building $727,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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