20870 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20870 89th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2001
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$476,100 (Jul 2019)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161227 B0 05300`

Property Details

APN / Parcel Number

Primary APN	`161227 B0 05300`
Alternative APNs	`R2007161227B005300` `133098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 2001
Architectural Style	Other
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Mixed
Garage Area	484 sqft
Deck Area	60 sqft

Location & Zoning

Account Number	133098
Old Parcel Number	R2007161227B005300
Street Address	20870 89TH ST
City	BEND
State	OR
Zip	97703-8988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:32 BLK:4 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 27 TWN 16 RNG 12 MAP REF:161227-B0
Legal Range	12E
Legal Township	16S
Legal Section	27
Legal Quarter	NW
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	4
Legal Lot Number	32
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2040
Census Tract	1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20870 89TH ST, BEND, OR 97703-8988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Feb 14, 2014
Deed Document Number	2019-22839
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20870 89TH ST, BEND, OR 97703-8988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039465
Date	Oct 2, 2017
Instrument	2017-39465

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 1, 2019
Property Address	20870 89TH ST, BEND, OR 97703-8988
Document Number	0000022839
Instrument Date	Jun 28, 2019
Instrument	22839
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20870 89TH ST BEND OR 977038988, BEND, OR 97703-8988

Mortgage

Document Number	22840
Date	Jul 1, 2019
Instrument	22840

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00 (+4.56%)	$166,540 (+3%)	$500,210 (-4.43%) Land $235,960 Building $264,250
2024	$2,498.00 (+5.8%)	$161,690 (+2.99%)	$523,410 (-) Land $219,670 Building $303,740
2023	$2,361.00	$156,990	$523,410 Land $219,670 Building $303,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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