20868 SE Humber Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20868 SE Humber Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,248 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$604,675 (Dec 2018)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181215 BC 09962`

Property Details

APN / Parcel Number

Primary APN	`181215 BC 09962`
Alternative APN	`275908`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	672 sqft

Location & Zoning

Account Number	275908
Street Address	20868 SE HUMBER LN
City	BEND
State	OR
Zip	97702-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:357 SUBD:BRIDGES AT SHADOW GLEN PHASES 4B, 5 & 6 SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BC
Legal Range	12
Legal Township	18
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASES 4B, 5 & 6
Legal Lot Number	357
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3007
Census Tract	1904

Owner

20868 SE Humber Ln is owned by an individual who bought it in December 2018.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1497, BEND, OR 97709-1497
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 21, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage USA DIRECT FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Deed Document Number	2018-50136
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20868 SE HUMBER LN, BEND, OR 97702-3763
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20868 SE HUMBER LN, BEND, OR 97702-3763

Mortgage

Document Number	0000035104
Date	Sep 21, 2022
Instrument	2022-35104

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20868 SE HUMBER LN, BEND, OR 97702-3763
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030105
Date	May 14, 2021
Instrument	2021-30105

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 21, 2018
Property Address	20868 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000050136
Map Reference	CAB I PG 435
Instrument Date	Sep 24, 2018
Instrument	2018-50136
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20868 SE HUMBER LN, BEND, OR 97702-3763

Mortgage

Document Number	0000050137
Date	Dec 21, 2018
Instrument	2018-50137

Lender

Name	USA DIRECT FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20868 SE Humber Ln was $6,961, up 2.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,961.00 (+2.93%)	$412,020 (+3%)	$912,560 (+2.42%) Land $278,100 Building $634,460
2024	$6,763.00 (+7.78%)	$400,020 (+3%)	$891,000 (+4.83%) Land $302,500 Building $588,500
2023	$6,275.00	$388,370	$849,960 Land $302,500 Building $547,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20868 SE Humber Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20868 SE Humber Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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