20860 SE Humber Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20860 SE Humber Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,771 sqft · built 2018
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Jul 2023)
Tax Bill	$6,003 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215-BC-09964`

Property Details

APN / Parcel Number

Primary APN	`181215-BC-09964`
Alternative APN	`275910`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,771 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	1,172 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Lot Area	5,227 sqft (0.12 acres)
Garage Area	478 sqft

Location & Zoning

Account Number	275910
Street Address	20860 SE HUMBER LN
City	BEND
State	OR
Zip	97702-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRIDGES AT SHADOW GLEN PHASES 4B BLOCK 5 & 6
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASES 4B
Legal Block	5,6
Legal Lot Number	355
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3014
Census Tract	1904

Owner

20860 SE Humber Ln is owned by a company that bought it in July 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	Company Name on File
Mailing Address	20860 SE HUMBER LN, BEND, OR 97702-3763
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage BOSS MORTGAGE LLC
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	May 8, 2019 · Amount on File
Deed Document Number	202316566
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20860 SE HUMBER LN, BEND, OR 97702-3763
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20860 SE HUMBER LN, BEND, OR 97702-3763

Mortgage

Document Number	0000028212
Date	Oct 15, 2025
Instrument	2025-28212

Lender

Name	BOSS MORTGAGE LLC
Type	Mortgage Company
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 7, 2023
Property Address	20860 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000016566
Map Reference	DOC 2017-41743
Instrument Date	Jun 23, 2023
Instrument	2023-16566
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20860 SE HUMBER LN, BEND, OR 97702-3763

Mortgage

Document Number	0000016567
Date	Jul 7, 2023
Instrument	2023-16567

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20860 SE Humber Ln was $6,003, up 2.8% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,003.00 (+2.76%)	$355,320 (+3%)	$866,180 (+4.75%) Land $241,500 Building $624,680
2024	$5,842.00 (+7.79%)	$344,980 (+3%)	$826,940 (+0.03%) Land $241,500 Building $585,440
2023	$5,420.00 (+3.91%)	$334,940 (+6.09%)	$826,720 (+42.8%) Land $241,500 Building $585,220
2022	$5,216.00	$315,720	$578,930 Land $160,500 Building $418,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20860 SE Humber Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20860 SE Humber Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

Nearby Properties on SE Humber Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures