20864 SE Humber Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20864 SE Humber Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,310 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$688,000 (Nov 2020)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181215-BC-09963`

Property Details

APN / Parcel Number

Primary APN	`181215-BC-09963`
Alternative APN	`275909`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	2,907 sqft
1st Floor Area	2,310 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,970 sqft (0.16 acres)
Garage Area	597 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	275909
Street Address	20864 SE HUMBER LN
City	BEND
State	OR
Zip	97702-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRIDGES AT SHADOW GLEN PHASES 4B BLOCK 5 & 6
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASES 4B
Legal Block	5,6
Legal Lot Number	356
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3014
Census Tract	1904

Owner

20864 SE Humber Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20864 SE HUMBER LN, BEND, OR 97702-3763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage VETERANS ADMN
Dec 18, 2018	Warranty Deed, Subdivision Related Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Aug 9, 2019 · Amount on File
Deed Document Number	202064651
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 30, 2020
Property Address	20864 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000064651
Map Reference	CAB I PG 435
Instrument Date	Nov 24, 2020
Instrument	2020-64651
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14342 SW KOVEN CT, PORTLAND, OR 97224-1082

Mortgage

Document Number	0000064652
Date	Nov 30, 2020
Instrument	2020-64652

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 9, 2019
Property Address	20864 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000028649
Instrument Date	Aug 5, 2019
Instrument	28649
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20864 SE HUMBER LN BEND OR 977023763, BEND, OR 97702-3763

Mortgage

Document Number	28650
Date	Aug 9, 2019
Instrument	28650

Lender

Name	VETERANS ADMN
Address	700 SUMMER ST NE, SALEM, OR 97301-1288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 18, 2018
Property Address	20864 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000049609
Instrument Date	Dec 13, 2018
Instrument	49609
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20864 SE HUMBER LN BEND OR 977023763, BEND, OR 97702-3763

Tax Assessment & Valuation

The 2025 property tax bill for 20864 SE Humber Ln was $6,990, up 2.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,990.00 (+2.93%)	$413,730 (+3%)	$917,090 (+2.45%) Land $278,100 Building $638,990
2024	$6,791.00 (+7.79%)	$401,680 (+3%)	$895,200 (+4.84%) Land $302,500 Building $592,700
2023	$6,300.00	$389,990	$853,870 Land $302,500 Building $551,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20864 SE Humber Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20864 SE Humber Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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