20876 SE Humber Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20876 SE Humber Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,771 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Aug 2021)
Tax Bill	$5,992 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215-BC-09960`

Property Details

APN / Parcel Number

Primary APN	`181215-BC-09960`
Alternative APN	`275906`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,771 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	1,172 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Great Room	Great Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Lot Area	4,792 sqft (0.11 acres)
Garage Area	478 sqft

Location & Zoning

Account Number	275906
Street Address	20876 SE HUMBER LN
City	BEND
State	OR
Zip	97702-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRIDGES AT SHADOW GLEN PHASES 4B BLOCK 5 & 6
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASES 4B
Legal Block	5,6
Legal Lot Number	359
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3007
Census Tract	1904

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20876 SE HUMBER LN, BEND, OR 97702-3763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE INC
Oct 11, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Oct 11, 2018 · Amount on File
Deed Document Number	202147039
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 12, 2021
Property Address	20876 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000047039
Map Reference	CAB I PG 435
Instrument Date	Aug 9, 2021
Instrument	2021-47039
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20876 SE LUMBER LN, BEND, OR 97702

Mortgage

Document Number	0000047040
Date	Aug 12, 2021
Instrument	2021-47040

Lender

Name	DIRECT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 11, 2018
Property Address	20876 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000041071
Map Reference	CAB1 PG435
Instrument Date	Oct 2, 2018
Instrument	2018-41071
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20876 SE HUMBER LN, BEND, OR 97702-3763

Mortgage

Document Number	0000041072
Date	Oct 11, 2018
Instrument	2018-41072

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,992.00 (+2.76%)	$354,670 (+3%)	$912,080 (+4.49%) Land $288,100 Building $623,980
2024	$5,831.00 (+7.78%)	$344,340 (+3%)	$872,880 (+0.03%) Land $288,100 Building $584,780
2023	$5,410.00	$334,320	$872,660 Land $288,100 Building $584,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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