20856 SE Humber Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20856 SE Humber Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,590 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$534,400 (Mar 2019)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181215 BC 09965`

Property Details

APN / Parcel Number

Primary APN	`181215 BC 09965`
Alternative APN	`275911`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,174 sqft
2nd Floor Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Mixed
Garage Area	486 sqft

Location & Zoning

Account Number	275911
Street Address	20856 SE HUMBER LN
City	BEND
State	OR
Zip	97702-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:354 SUBD:BRIDGES AT SHADOW GLEN PHASES 4B, 5 & 6 SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BC
Legal Range	12
Legal Township	18
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	BRIDGES AT SHADOW GLEN PHASES 4B, 5 & 6
Legal Lot Number	354
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3014
Census Tract	1904

Owner

20856 SE Humber Ln is owned and occupied by an individual who bought it in March 2019.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20856 SE HUMBER LN, BEND, OR 97702-3763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 3, 2018	Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Deed Document Number	2019-09563
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20856 SE HUMBER LN, BEND, OR 97702-3763
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20856 SE HUMBER LN, BEND, OR 97702-3763

Mortgage

Document Number	0000048507
Date	Aug 20, 2021
Instrument	2021-48507

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20856 SE HUMBER LN, BEND, OR 97702-3763
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004089
Date	Jan 21, 2021
Instrument	2021-04089

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20856 SE HUMBER LN, BEND, OR 97702-3763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002400
Date	Jan 17, 2020
Instrument	2020-02400

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 28, 2019
Property Address	20856 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000009563
Map Reference	CAB I PG 435
Instrument Date	Mar 21, 2019
Instrument	2019-09563
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20856 SE HUMBER LN, BEND, OR 97702-3763

Mortgage

Document Number	0000009564
Date	Mar 28, 2019
Instrument	2019-09564

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 3, 2018
Property Address	20856 SE HUMBER LN, BEND, OR 97702-3763
Document Number	0000027307
Instrument Date	Jul 2, 2018
Instrument	27307
Transaction Type	Construction Loan
Record Updated	Apr 16, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 SW WILSON AVE #100 BEND OR 977023591, 100, BEND, OR 97702-3591

Mortgage

Document Number	27308
Date	Jul 3, 2018
Instrument	27308

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	572 SW BLUFF DR # 110, BEND, OR 97702-3607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 2, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20856 SE Humber Ln was $5,962, up 2.8% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,962.00 (+2.76%)	$352,880 (+3%)	$856,750 (+4.72%) Land $241,500 Building $615,250
2024	$5,802.00 (+7.76%)	$342,610 (+3%)	$818,100 (+0.03%) Land $241,500 Building $576,600
2023	$5,384.00	$332,640	$817,880 Land $241,500 Building $576,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20856 SE Humber Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20856 SE Humber Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

Nearby Properties on SE Humber Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures