Harris County property record for 20850 Cullen Ranch Rd, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,957 sqft · built 2018 |
| Lot Size | 0.13 acres (5,664 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (Jan 2019) |
| Tax Bill | $1,309 (2020) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-780-003-0022 |
| Primary APN | 139-780-003-0022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,957 sqft Living Area |
| 1st Floor Area | 1,957 sqft |
| Game Room | Game Room |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 5,664 sqft (0.13 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1397800030022 |
|---|---|
| Street Address | 20850 CULLEN RANCH RD |
| City | KATY |
| State | TX |
| Zip | 77449-2372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 22 BLK 3 MEADOWS AT WESTFIELD VILLAGE SEC 2 |
| Legal Subdivision | MEADOWS AT WESTFIELD VILLAGE SEC 2 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 542202 |
Source: Harris County records · APN 139-780-003-0022
Assessment roll updated May 26, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20850 CULLEN RANCH RD, KATY, TX 77449-2372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC |
| Jan 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Apr 06, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jan 23, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage KBHS HM LNS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2019 · Amount on Record |
| Deed Sale | Jan 23, 2019 · Amount on Record |
| Deed Document Number | 201927378 |
| Prior Transfer Date | Jan 18, 2019 |
| Prior Transfer Doc | 0000027378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 31, 2026 |
| Property Address | 20850 CULLEN RANCH RD, KATY, TX 77449-2372 |
| Document Number | 0000310381 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026310381 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20850 CULLEN RANCH RD, KATY, TX 77449-2372 |
| Document Number | 0000310381, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026310381 |
| Name | GOODLEAP LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 17, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20850 CULLEN RANCH RD, KATY, TX 77449-2372 |
| Document Number | 0000034512 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20850 CULLEN RANCH RD KATY TX 774492372, KATY, TX 77449-2372 |
| Document Number | 0000034512 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 34512 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20850 CULLEN RANCH RD, KATY, TX 77449-2372 |
| Document Number | 0000244071 |
| Instrument Date | Apr 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20850 CULLEN RANCH RD KATY TX 774492372, KATY, TX 77449-2372 |
| Document Number | 0000244071 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 244071 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 23, 2019 |
| Property Address | 20850 CULLEN RANCH RD, KATY, TX 77449-2372 |
| Document Number | 0000027378 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 27378 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 02, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20850 CULLEN RANCH RD KATY TX 774492372, KATY, TX 77449-2372 |
| Document Number | 27379 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 27379 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2049 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $301,552 (-5.09%) Land $61,383 Building $240,169 | $301,552 (-5.09%) Land $61,383 Building $240,169 | |
| 2023 | $317,710 Land $61,383 Building $256,327 | $317,710 Land $61,383 Building $256,327 | |
| 2020 | $1,309.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 534 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHWEST HARRIS COUNTY MUD 12 serves 7,764 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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