20846 Cullen Ranch Rd, Katy, TX 77449 Property Records

Harris County property record for 20846 Cullen Ranch Rd, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,733 sqft · built 2018
Lot Size0.124 acres (5,378 sqft)
Owner2 Individual Names on Record
Last Sale$194,900 (Feb 2019)
Tax Bill$6,990 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN139-780-003-0021

Property Details

APN / Parcel Number

Primary APN139-780-003-0021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,733 sqft Living Area
1st Floor Area1,733 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area5,378 sqft (0.124 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Patio Area663 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1397800030021
Street Address20846 CULLEN RANCH RD
CityKATY
StateTX
Zip77449-2372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 21 BLK 3 MEADOWS AT WESTFIELD VILLAGE SEC 2
Legal SubdivisionMEADOWS AT WESTFIELD VILLAGE SEC 2
Legal Block3
Legal Lot Number21
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2011
Census Tract542202

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20846 CULLEN RANCH RD, KATY, TX 77449-2372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2019 · Amount on Record
Deed SaleFeb 7, 2019 · Amount on Record
Deed Document Number201951535
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20846 CULLEN RANCH RD, KATY, TX 77449-2372
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000547186
DateSep 23, 2021
Instrument2021-547186
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,990.00 (+217.44%)$288,800 (-5.03%) Land $61,048 Building $227,752$288,800 (-5.03%) Land $61,048 Building $227,752
2024$2,202.00 (+5.41%)
2023$304,103 Land $61,048 Building $243,055$304,103 Land $61,048 Building $243,055
2022$2,089.00 (+31.88%)
2020$1,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST HARRIS COUNTY MUD 12
serves 7,764 people · EPA ID TX1011901
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Cullen Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number