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20826 Cullen Ranch Rd, Katy, TX 77449 Property Records

Harris County property record for 20826 Cullen Ranch Rd, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,668 sqft · built 2019
Lot Size0.138 acres (6,010 sqft)
OwnerIndividual Name on File
Last Sale$219,400 (May 2019)
Tax Bill$5,635 (2025)
Deeds & MortgagesFeb 2020 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN139-780-003-0016

Property Details

APN / Parcel Number

Primary APN139-780-003-0016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,668 sqft Living Area
1st Floor Area1,247 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area6,010 sqft (0.138 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1397800030016
Street Address20826 CULLEN RANCH RD
CityKATY
StateTX
Zip77449-2372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 BLK 3 MEADOWS AT WESTFIELD VILLAGE SEC 2
Legal SubdivisionMEADOWS AT WESTFIELD VILLAGE SEC 2
Legal Block3
Legal Lot Number16
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2010
Census Tract542202

Owner

Source: Harris County records · APN 139-780-003-0016

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20826 CULLEN RANCH RD, KATY, TX 77449-2372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed of Trust, Mortgage · FHA Mortgage
JFQ LNDG INC
May 22, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Deed Document Number2019212003
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20826 CULLEN RANCH RD, KATY, TX 77449-2372
Document Number0000090901
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address20826 CULLEN RANCH RD KATY TX 774492372, KATY, TX 77449-2372

Mortgage

Document Number0000090901
DateFeb 28, 2020
Instrument90901
Lender
NameJFQ LNDG INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateMay 22, 2019
Property Address20826 CULLEN RANCH RD, KATY, TX 77449-2372
Document Number0000212003
Instrument DateMay 20, 2019
Instrument212003
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 02, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20826 CULLEN RANCH RD KATY TX 774492372, KATY, TX 77449-2372

Mortgage

Document Number212004
DateMay 22, 2019
Instrument212004
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2049

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,635.00 (+160.76%) Homeowner's exemption$344,547 (-5.21%) Land $61,788 Building $282,759$344,547 (-5.21%) Land $61,788 Building $282,759
2024$2,161.00 (+17.06%)
2023$363,486 Land $61,788 Building $301,698$363,486 Land $61,788 Building $301,698
2022$1,846.00 (+15.45%)
2020$1,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 534 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHWEST HARRIS COUNTY MUD 12
serves 7,764 people
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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