Fort Bend County property record for 20819 Winlock Trace Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,503 sqft · built 1999 |
| Lot Size | 0.177 acres (7,727 sqft) |
| Owner | Individual Name on File |
| Last Sale | $457,067 (Feb 2023) |
| Tax Bill | $9,065 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R215415 |
| Primary APN | R215415 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,503 sqft Living Area |
| Gross Area | 2,943 sqft |
| 1st Floor Area | 2,503 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,727 sqft (0.177 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 195 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20819 WINLOCK TRACE DR |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77450-7241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINCO RANCH MEADOW PLACE SEC 5, BLOCK 3, LOT 28 |
| Legal Subdivision | CINCO RANCH MEADOW PLACE SEC 5 |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 673008 |
Source: Fort Bend County assessment roll, as of September 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20819 WINLOCK TRACE DR, KATY, TX 77450-7241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 23, 2023 | Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2023 · Amount on Record |
| Deed Sale | Feb 23, 2023 · Amount on Record |
| Prior Sale | Jan 15, 2014 |
| Deed Document Number | 202316047 |
| Prior Transfer Date | Jun 24, 1999 |
| Prior Transfer Doc | 0000055493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20819 WINLOCK TRACE DR, KATY, TX 77450-7241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20819 WINLOCK TRACE DR, KATY, TX 77450-7241 |
| Document Number | 0000016925 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024016925 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Feb 23, 2023 |
| Property Address | 20819 WINLOCK TRACE DR, KATY, TX 77450-7241 |
| Document Number | 0000016047 |
| Map Reference | SL 1641/B&1642/A |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023016047 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20819 WINLOCK TRACE DR, KATY, TX 77450-7241 |
| Document Number | 0000016048 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 2023016048 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,065.00 (+0.03%) | $451,391 (+0.13%) Land $58,500 Building $392,891 | $451,391 (+0.13%) Land $58,500 Building $392,891 |
| 2024 | $9,062.00 (+11.99%) | $450,793 (+15.52%) Land $58,500 Building $392,293 | $450,793 (+15.52%) Land $58,500 Building $392,293 |
| 2023 | $8,092.00 (+117.76%) | $390,232 Land $45,000 Building $345,232 | $390,232 Land $45,000 Building $345,232 |
| 2018 | $3,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 40 (2017–2024) |
| Claims Outside the SFHA | 40 of 40 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO MUD 7 serves 4,239 people · EPA ID TX0790343 |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Texas Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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