208 E Elm St, Vernon, MI 48476 Property Records

Shiawassee County property record for 208 E Elm St, Vernon, MI 48476

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2022)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Apr 2022 Sale Mar 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-76-006-001`

Property Details

APN / Parcel Number

Primary APN	`012-76-006-001`
Alternative APN	`0127600600100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modular
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 E ELM ST
City	VERNON
State	MI
Zip	48476-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF VERNON YERKES JW ADD LOT 4 & W 17 FT OF LOT 3 BLK 6
Legal Subdivision	YERKES JW ADD
Legal Block	6
Legal Lot Number	4,3
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2063
Census Tract	31800

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 E ELM ST, VERNON, MI 48476-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY
Mar 13, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Sep 17, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 26, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	20223359937
Deed Book / Page	1296 / 23
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 28, 2022
Property Address	208 E ELM ST, VERNON, MI 48476-9110
Document Number	0012960023
Book / Page	1296 / 23
Map Reference	LB 9 PG 620
Instrument Date	Apr 22, 2022
Instrument	3359937
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 E ELM ST, 208, VERNON, MI 48476-9110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E ELM ST # 359, 359, VERNON, MI 48476-9110

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 13, 2020
Property Address	208 E ELM ST, VERNON, MI 48476-9110
Document Number	0012660904
Book / Page	001266 / 000904
Instrument Date	Mar 12, 2020
Instrument	3330534
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$496.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E ELM ST VERNON MI 484769110, VERNON, MI 48476-9110

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 16, 2020
Property Address	208 E ELM ST, VERNON, MI 48476-9110
Document Number	0012660953
Book / Page	1266 / 953
Map Reference	LB 9 PG 620
Instrument Date	Mar 6, 2020
Instrument	3330596
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 E ELM ST, 208, VERNON, MI 48476-9110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6947 MILLER RD, BANCROFT, MI 48414-9712

Mortgage

Document Number	3330597
Date	Mar 16, 2020
Instrument	3330597

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 17, 2019
Property Address	208 E ELM ST, VERNON, MI 48476-9110
Document Number	0012610220
Book / Page	001261 / 000220
Instrument Date	Sep 11, 2019
Instrument	3324786
Transaction Type	Foreclosure
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$478.12
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 26, 2018
Property Address	208 E ELM ST, VERNON, MI 48476-9110
Document Number	0012470448
Book / Page	001247 / 000448
Instrument Date	Jun 21, 2018
Instrument	3310821
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9490 S MICHELLE DR DURAND MI 484299485, DURAND, MI 48429-9485

Mortgage

Document Number	12470449
Date	Jun 26, 2018
Book Page	001247/000449
Instrument	3310822

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Municipality	Vernon Village
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,600 (+3.01%)	$171,200 (+3.01%)
2025	$2,164.00 (+3.39%) Homeowner's exemption	$83,100 (+17.37%)	$166,200 (+17.37%)
2024	$2,093.00 (+36.98%)
2023	$1,528.00 Homeowner's exemption	$70,800	$141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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