Shiawassee County property record for 105 E Elm St, Vernon, MI 48476
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,042 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-76-003-002 |
| Primary APN | 012-76-003-002 |
|---|---|
| Alternative APN |
|
| Lot Area | 22,651 sqft (0.52 acres) |
|---|
| Street Address | 105 E ELM ST |
|---|---|
| City | VERNON |
| State | MI |
| Zip | 48476-9111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YERKES J W ADD VERNON VILL LOTS 3 4 & 5 & W 13 FT OF LOT 2 BLK 3 |
| Legal Subdivision | YERKES J W ADD |
| Legal Block | 3 |
| Legal Lot Number | 3-5,2 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 31800 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 354, VERNON, MI 48476-0354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 105 E ELM ST, VERNON, MI 48476-9111 |
| Document Number | 0012360019 |
| Book / Page | 001236 / 000019 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 E ELM ST VERNON MI 484769111, VERNON, MI 48476-9111 |
| Document Number | 0012360019 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 001236/000019 |
| Instrument | 3299329 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 4, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Vernon Township |
| Municipality | Vernon Village |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,000 (+1.83%) | $100,000 (+1.83%) | |
| 2025 | $1,042.00 (+3.89%) Homeowner's exemption | $49,100 (+13.39%) | $98,200 (+13.39%) |
| 2024 | $1,003.00 (+23.52%) | ||
| 2023 | $812.00 Homeowner's exemption | $43,300 | $86,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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