102 E Elm St, Vernon, MI 48476 Property Records

Shiawassee County property record for 102 E Elm St, Vernon, MI 48476

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1950
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jan 2022)
Tax Bill	$1,431 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-76-004-001`

Property Details

APN / Parcel Number

Primary APN	`012-76-004-001`
Alternative APN	`0127600400100`

Interior

Full Baths	1 Bath
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 E ELM ST
City	VERNON
State	MI
Zip	48476-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF VERNON YERKES JW ADD N 100 FT OF LOTS 1 2 3 & 4 BLK 4 ALSO DESC AS N 100 FT OF BLK 4
Legal Subdivision	YERKES JW ADD
Legal Block	4
Legal Lot Number	1-4
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2063
Census Tract	31800

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 E ELM ST, VERNON, MI 48476-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Jan 16, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	20223355542
Deed Book / Page	1291 / 642
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	102 E ELM ST, VERNON, MI 48476-9111
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 KENNETH ST, BURTON, MI 48529-2209

Mortgage

Document Number	0012930854
Date	Mar 15, 2022
Book Page	1293/854
Instrument	3357768

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 10, 2022
Property Address	102 E ELM ST, VERNON, MI 48476-9111
Document Number	0012910642
Book / Page	1291 / 642
Map Reference	LB 9 PG 620
Instrument Date	Jan 4, 2022
Instrument	3355542
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7745 S M 52, OWOSSO, MI 48867-9265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E ELM ST, VERNON, MI 48476-9111

Mortgage

Document Number	0003357768
Date	Jan 10, 2022
Instrument	3357768

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	102 E ELM ST, VERNON, MI 48476-9111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012410995
Date	Jan 16, 2018
Book Page	1241/995
Instrument	3305361

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Municipality	Vernon Village
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,500 (+1.55%)	$105,000 (+1.55%)
2025	$1,431.00 (+3.7%) Homeowner's exemption	$51,700 (+14.13%)	$103,400 (+14.13%)
2024	$1,380.00 (+63.7%)
2023	$843.00 Homeowner's exemption	$45,300	$90,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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