Shiawassee County property record for 305 E Elm St, Vernon, MI 48476
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-64-001-002 |
| Primary APN | 012-64-001-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 305 E ELM ST |
|---|---|
| City | VERNON |
| State | MI |
| Zip | 48476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROGER'S ADD VILLAGE OF VERNON LOTS 3&4 BLK 1 |
| Legal Subdivision | ROGERS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3-4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 31800 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 ELM ST, DURAND, MI 48429-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 305 E ELM ST, VERNON, MI 48476-9109 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 305 E ELM ST, VERNON, MI 48476-9109 |
| Document Number | 0012960968 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 1296/968 |
| Instrument | 3360894 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Vernon Township |
| Municipality | Vernon Village |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,400 (+0.8%) | $176,800 (+0.8%) | |
| 2025 | $1,843.00 (+3.48%) Homeowner's exemption | $87,700 (+15.24%) | $175,400 (+15.24%) |
| 2024 | $1,781.00 (+17.02%) | ||
| 2023 | $1,522.00 Homeowner's exemption | $76,100 | $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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