Somerset County and Somerville Borough property record for 208 E Cliff St, Somerville, NJ 08876 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,284 sqft · built 1925 |
| Lot Size | 0.109 acres (4,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,565 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00045-0000-00023 |
| Primary APN | 18-00045-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,284 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 4,761 sqft (0.109 acres) |
| Lot Dimensions | 119 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 208 E CLIFF ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SOMERVILLE |
| Legal Block | 45 |
| Legal Lot Number | 23 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50100 |
Source: Somerset County and Somerville Borough records · APN 18-00045-0000-00023
Assessment roll updated July 7, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 E CLIFF ST, SOMERVILLE, NJ 08876-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit UNITY BANK |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 208 E CLIFF ST, SOMERVILLE, NJ 08876-2415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046678 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 7481/1588 |
| Instrument | 2022046678 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 208 E CLIFF ST, SOMERVILLE, NJ 08876-2415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011046 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 6947/2288 |
| Instrument | 2017011046 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,000 (-) Land $131,100 Building $127,900 | $259,000 (-) Land $131,100 Building $127,900 | |
| 2025 | $10,565.00 (+3.19%) | $259,000 (-) Land $131,100 Building $127,900 | $259,000 (-) Land $131,100 Building $127,900 |
| 2024 | $10,238.00 (+5.11%) | ||
| 2023 | $259,000 Land $131,100 Building $127,900 | $259,000 Land $131,100 Building $127,900 | |
| 2022 | $9,740.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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