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207 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 207 E Cliff St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details823 sqft · built 1920
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Dec 2018)
Tax Bill$7,930 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-00044-0000-00011

Property Details

APN / Parcel Number

Primary APN18-00044-0000-00011
Alternative APN
  • 180004400011

Interior

Stories1 Story
Building Area823 sqft Living Area
1st Floor Area823 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address207 E CLIFF ST
CitySOMERVILLE
StateNJ
Zip08876-2414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHENRY REIMER
Legal Block44
Legal Lot Number11
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group3
Census Block3014
Census Tract50300

Owner

Source: Somerset County and Somerville Borough records · APN 18-00044-0000-00011

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address207 E CLIFF ST, SOMERVILLE, NJ 08876-2414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2018 · Amount on Record
Deed SaleDec 06, 2018 · Amount on Record
Prior SaleAug 09, 2006 · Amount on Record
Deed Document Number201845211
Deed Book / Page7087 / 1704
Prior Transfer DateMay 13, 1992
Prior Transfer Doc1856000856
Record UpdatedSep 20, 2026

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateDec 06, 2018
Property Address207 E CLIFF ST, SOMERVILLE, NJ 08876-2414
Document Number0000045211
Book / Page7087 / 1704
Map ReferenceMAP 11A
Instrument DateNov 27, 2018
Instrument2018045211
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyLIBERTY ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,286.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 CHATHAM LN, 34, PALMYRA, VA 22963-2101

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E CLIFF ST, SOMERVILLE, NJ 08876-2414

Mortgage

Document Number0000045212
DateDec 06, 2018
Instrument2018045212
Lender
NameTD BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueDec 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateDec 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.5%
Index1-Year LIBOR
Max Rate9.5%

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$194,400 (-) Land $142,700 Building $51,700$194,400 (-) Land $142,700 Building $51,700
2025$7,930.00 (+3.2%)$194,400 (-) Land $142,700 Building $51,700$194,400 (-) Land $142,700 Building $51,700
2024$7,684.00 (+5.1%)
2023$194,400 Land $142,700 Building $51,700$194,400 Land $142,700 Building $51,700
2022$7,311.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2021, river or lake flooding, Remnants Of Hurricane Ida

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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