204 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 204 E Cliff St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,289 sqft · built 1925
Lot Size	0.182 acres (7,919 sqft)
Owner	Company Name on File
Last Sale	$309,900 (Aug 2010)
Tax Bill	$11,674 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00045-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`18-00045-0000-00025`
Alternative APN	`180004500025`

Interior

Stories	2 Stories
Building Area	1,289 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	7,919 sqft (0.182 acres)
Lot Dimensions	198 ft deep x 40 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	204 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	SOMERVILLE
Legal Block	45
Legal Lot Number	25
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1010
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records · APN 18-00045-0000-00025

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	204 E CLIFF ST, SOMERVILLE, NJ 08876-2415
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2010 · Amount on Record
Deed Sale	Aug 02, 2010 · Amount on Record
Prior Sale	Jul 07, 2005 · Amount on Record
Deed Document Number	201033031
Deed Book / Page	6340 / 30
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	204 E CLIFF ST, SOMERVILLE, NJ 08876-2415
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010390
Date	Feb 12, 2021
Book Page	7309/1817
Instrument	2021010390

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,200 (-) Land $138,200 Building $148,000	$286,200 (-) Land $138,200 Building $148,000
2025	$11,674.00 (+3.19%)	$286,200 (-) Land $138,200 Building $148,000	$286,200 (-) Land $138,200 Building $148,000
2024	$11,313.00 (+5.11%)
2023		$286,200 Land $138,200 Building $148,000	$286,200 Land $138,200 Building $148,000
2022	$10,763.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	44 (1983–2021)
Claims Outside the SFHA	13 of 44
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 453 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.