204 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 204 E Cliff St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,289 sqft · built 1925
Lot Size0.182 acres (7,919 sqft)
OwnerCompany Name on File
Last Sale$309,900 (Aug 2010)
Tax Bill$11,674 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-00045-0000-00025

Property Details

APN / Parcel Number

Primary APN18-00045-0000-00025
Alternative APN
  • 180004500025

Interior

Stories2 Stories
Building Area1,289 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area7,919 sqft (0.182 acres)
Lot Dimensions198 ft deep x 40 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address204 E CLIFF ST
CitySOMERVILLE
StateNJ
Zip08876-2415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionSOMERVILLE
Legal Block45
Legal Lot Number25
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1010
Census Tract50100

Owner

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address204 E CLIFF ST, SOMERVILLE, NJ 08876-2415
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 2, 2010 · Amount on Record
Deed SaleAug 2, 2010 · Amount on Record
Prior SaleJul 7, 2005 · Amount on Record
Deed Document Number201033031
Deed Book / Page6340 / 30
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address204 E CLIFF ST, SOMERVILLE, NJ 08876-2415
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010390
DateFeb 12, 2021
Book Page7309/1817
Instrument2021010390
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,200 (-) Land $138,200 Building $148,000$286,200 (-) Land $138,200 Building $148,000
2025$11,674.00 (+3.19%)$286,200 (-) Land $138,200 Building $148,000$286,200 (-) Land $138,200 Building $148,000
2024$11,313.00 (+5.11%)
2023$286,200 Land $138,200 Building $148,000$286,200 Land $138,200 Building $148,000
2022$10,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims44 (1983–2021)
Claims Outside the SFHA13 of 44
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

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