215 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 215 E Cliff St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,084 sqft · built 1920
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Jan 2020)
Tax Bill	$12,380 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-00044-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`18-00044-0000-00014`
Alternative APN	`180004400014`

Interior

Stories	2 Stories
Building Area	2,084 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	215 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	44
Legal Lot Number	14
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3014
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 GROVE ST, SOMERVILLE, NJ 08876-1605
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Jan 13, 2020	Correction Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Aug 5, 1996 · Amount on Record
Deed Document Number	20201989
Deed Book / Page	7181 / 3586
Prior Transfer Date	May 16, 2013
Prior Transfer Doc	0000029382
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	215 E CLIFF ST, SOMERVILLE, NJ 08876-2414
Document Number	0000001990
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 E CLIFF ST SOMERVILLE NJ 088762414, SOMERVILLE, NJ 08876-2414

Mortgage

Document Number	0000001990
Date	Jan 13, 2020
Book Page	007181/003593
Instrument	1990

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 13, 2020
Property Address	215 E CLIFF ST, SOMERVILLE, NJ 08876-2414
Document Number	0000001989
Book / Page	007181 / 003586
Instrument Date	Dec 9, 2019
Instrument	1989
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	237 GROVE ST SOMERVILLE NJ 088761605, SOMERVILLE, NJ 08876-1605

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,500 (-) Land $139,100 Building $164,400	$303,500 (-) Land $139,100 Building $164,400
2025	$12,380.00 (+3.19%)	$303,500 (-) Land $139,100 Building $164,400	$303,500 (-) Land $139,100 Building $164,400
2024	$11,997.00 (+5.11%)
2023		$303,500 Land $139,100 Building $164,400	$303,500 Land $139,100 Building $164,400
2022	$11,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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